Does Accidental Claim Affect Insurance Premium?

When Shay lost her father at 16 years old she became the sole provider for her mother and brother. This meant giving up on her dreams of becoming an architect and working day and night to help support her mother. After many unsuccessful job interviews, Shay lands a job as the executive assistant to the CEO of one of the world's most renowned architectural firms in the world. Just when she believes her life is on the right track she meets a mysterious stranger while she's out celebrating her new job with her two best friends. One night passion led Shay down a path she never expected. Waking up next to the handsome stranger, in Las Vegas with a hangover from hell, a diamond engagement ring on her finger and a marriage certificate with her name scrawled next to another...Tristan Hoult. (Accidentally Yours: 151 Chapters & The sequel Love Me Again: 131 Chapters)

“I want you to touch me… right now. I’ll show that scumbag ex I’m good at sex too.” Those were the last words Emily remembered saying before she woke up naked in the hockey captain’s bed — with her brother’s best friend staring back at her. One drunken night. One reckless mistake. One positive pregnancy test that ruined everything. Emily is a talented painter who just caught her boyfriend cheating. Alex is the campus’s arrogant, playboy hockey captain who never does commitment. Now they’re stuck together by an unplanned baby, crushing guilt, and a sizzling attraction that refuses to die. He says he doesn’t do responsibility. She says she won’t abort their child. But as Emily’s paintbrushes capture feelings she’s terrified to name and Alex starts showing up at her dorm with midnight cravings and soft kisses, one thing becomes dangerously clear: This hockey captain might just be hers… accidentally forever.  

“My heart was racing, I couldn’t breathe anymore. Suddenly something that seemed like a mistake became my reason to breathe, to live, to survive, but how could I tell him when I already said I wouldn’t fall.” Ruby Marlow. Ruby has a one-night stand that would change her life forever. Coming from an overprotective family with a retired Gamma father, and three overprotective brothers, Ruby has to sneak around to have romance in her life. She was promised to her new Alpha, Randolph Hill, who is also her brother's best friend, the current Gamma. A one-night stand with Jasper, a total stranger, changes her life forever as he accidentally claims her in the heat of passion, thereby committing an unforgivable act that threatens her future as Luna and changes her life forever.

Malik "Malice" Banks has been obsessively in love with his best friend, Nathaniel Price, since the moment they met. They couldn’t be more different: Malik is a powerful Alpha destined to become the Empire's next top Enforcer, while Nathaniel is a meek, orphaned Omega constantly scorned by the pack. Malik should have moved on, especially since Nathaniel’s heart was taken by another man— Alpha Brandon. But then Brandon shatters Nathaniel’s heart by dismissing their one passionate night as a meaningless fling. To make matters worse, when Nathaniel discovered he was pregnant with Brandon's pup and begged for help, the Alpha coldly denied him and pressured him to get rid of the pregnancy. As Nathaniel hits rock bottom, Malik refuses to walk away. Disregarding the pack scandal and the fact that the baby belongs to another man, Malik steps in as Nathaniel's protector and partner. As the pregnancy progresses and the boundaries of their friendship blur, Nathaniel is forced to realize that his true love has been standing right beside him the entire time.

BOOK 1&2- Completed One night, one life-changing decision, and so they say, "What happens in Vegas stays in Vegas." Yet it was nothing but a stupid mistake. She awakens in an unknown suite, naked with a hot stranger in bed with a wedding ring on her fingers. But being confused was nothing compared to the fact that he was Shawn Richmond, the famous CEO-billionaire playboy. To make matters worse, he left her gaping and still naked. However, she didn't have a plan to see him, but fate wasn't done with her yet. In London, she saw him in the bar after getting herself drunk when she discovered her fiance was cheating on her and took all their life savings. Then, with sheer luck, Mr. Richmond offered her a job as her secretary in exchange for keeping their accidental marriage secret. How hard could it be? But being married to his boss wasn't always rainbows and sunshine; it was full of tears, betrayals, heartache, and when her life shifted from boring to running for her life, plus some Russian mobs, treasure hunters, and religious zealots after them for the rumored treasure left by Shawn's grandfather, their lives spiraled into a mess. Could his love save her? Or broke her even more?  BOOK 2- The Accidental Past (Completed)

Ruby Morgan was, in every way, an ordinary human. At twenty-six, she had never had a boyfriend, a date, or a first kiss. Throughout school, her crushes went unnoticed, perhaps due to her nerdy appearance or her tendency to blend in. She always chose studying over parties.​ Despite being a grown woman, she remained a virgin and was still intensely curious about sex. By day, she was the head technician at a top digital company; by night, she ran a small diner. Her quiet life was about to change with a single dare from her friend Whitney, who finally managed to drag her to a party one evening.​ Ethan Blackwood, a thirty-two-year-old Alpha, led the infamous Blood Moon Pack. He was a powerful figure in the werewolf world and a business magnate in the human realm, where he was seen as an unattainable aristocrat. To the world, he was a handsome, successful, and notorious bachelor, often at the center of a new scandal. He had been engaged three times, only to break it off each time, sometimes because the woman got too clingy, other times because he simply got bored and cheated. Women swarmed him, but Ethan had made a vow long ago: he would only settle with his fated mate.