Can You Explain The Ending Of Foundations In Personal Finance High School Edition?

My husband is poor. We've already been married for three years, but I've covered all our expenses during that time. Even when I'm interested in a cheap bag when we go shopping, he says it's too expensive. He tells me not to buy it. Later, I discover that he gives his first love a four-million-dollar diamond necklace for her birthday. It turns out he's not broke and heavily in debt—he's the heir to an affluent family with a net worth of billions of dollars.

In the third year I've decided to support my girlfriend, Iris Fulton, by opening a flower shop, she has gone into bankruptcy once again. The first time she went bankrupt, I sold the house my grandma had left for me so that I could clear the debt of 700 thousand dollars. The second time she went bankrupt, I was able to locate the bank passbook Mom had left for me as a wedding gift. That was how I paid back one million and six hundred thousand dollars. The third time Iris has gone bankrupt, however, I can only grip the note with my filthy rich dad's phone number while staring at her lost and dazed expression. At that time, I'm debating whether or not I should call him. But that night, I accidentally notice the chat history on Iris' group chat that's displayed on her tablet. "Hey Iris, how many figures are you going to fill into the sum of the bankruptcy contract that's supposed to be cleared this time?" "Let's put ten million dollars. Otherwise, that flower-selling plaything will be able to clear the debt in one go. It'll make things very boring." "As expected of you, Iris! I heard that the plaything waters flowers in the morning and waters your 'flower garden' at night. You're never tired of him, are you?" I put down Iris' tablet before calling my dad right away. "You want me to take over the family business and marry your student, right? Fine, I'll do it. Get your men to pick me up in three days."

The financially disadvantaged student I was sponsoring secretly went behind my back and sold my small island, which was worth two billion dollars. I was furious and confronted her, but she publicly slandered me in front of the entire school. She exclaimed, "I saw you doing unspeakable things with eighteen men on that island! You're still young and you can't keep making mistakes like this. I sold the island for your own good!" I was so enraged that I kicked her to the ground and prepared to call the police, but my brother stopped me. He and my fiancé stood in front of the student, protecting her. They accused me of being violent and in need of medical treatment. Before I could resist, they joined forces and threw me into a psychiatric hospital, where I died that night from food poisoning. When I opened my eyes again, I had returned to the day I discovered the island had been sold.

After my wife, Shannon Stewart, suggests that we each support our own parents, I set up a million-dollar retirement fund for my dad. However, when I review this month's household expenses, I notice that every single payment is made for the father of Sean Gardner, her childhood friend. "Sean's family is struggling. Why wouldn't I help them out? It's not like it's a lot of money." Shannon brushes it off. There are 13 separate expenses of around 100 dollars each in a single month. Yet when my dad needs 300 for medical bills, she prints out the receipt and tells me to reimburse the household account. Tired of arguing, I toss the statement aside and head inside. Then my dad's condition suddenly worsens, and he's hospitalized again. I rush to the bank to withdraw money from the retirement fund. "Your father isn't the beneficiary of this fund," the bank employee states coldly. "Are you sure you have the right account?" My mind goes blank. How is that possible? Every cent in that account is my hard-earned cash. The employee impatiently turns the computer monitor toward me. The account name on the screen clearly reads, "James Gardner's Retirement Fund." James is Sean's dad.

After five years of building a business with my wife, Jane Fletcher, our company finally goes public. Right after I close a big business deal, I head home in high spirits, ready to take her to meet my family. She transfers me 100 dollars with a hint of annoyance and says, "Buy yourself a decent shirt to wear for the financial conference on the day after tomorrow." The next day, Ansel Meyer—the underprivileged student she sponsors—shows up in a custom suit worth two million dollars. He says apologetically, "Mr. Crane, please do not be mad at Ms. Fletcher. She just wants to give me the best. Maybe she thinks you are used to these things, so she only gave you 100 dollars." I call Jane, but she replies impatiently, "It is just a suit. Why are you being so petty?" All of a sudden, I no longer want to continue this marriage. So, I make two calls decisively. "Hey, Mitch. I am not going to go through with that 50-million deal." "Mom, hold on to the 300-million wedding gift you prepared for your daughter-in-law."

Andrea Reeves, the new hire in finance, is all looks and no brains. On payday, she mistypes my wages in the payroll system, sending only one cent to my account. Because of that, my payment fails when I try to buy Mom's life-saving medication, and she dies full of regret. Before I can confront Andrea, she bursts into tears, smudging her mascara and makeup. "Ms. Walton, I'm so sorry. I accidentally sent your pay to the janitor you fired. The one who's a single mom. Can't you just think of her as your other mom?" Norman Halt, the finance director—and my husband—immediately shields her behind him. "Don't blame Andrea. If you didn't have enough money saved up, why are you pretending to be the dutiful daughter now?" I nearly faint from crying so hard. Wracked with guilt, Andrea shows up at the funeral with an entire marching band in tow. The mourning hall turns festive and lively, leaving my family and friends stunned. I lose it and yell at her to leave, but she looks completely hurt. "It's already so tragic that she dies from an illness. I just want to give her a joyful send-off!" Furious, the asthma I've managed for years flares so abruptly that my hands shake as I take out my inhaler. She slaps it away and screams, "How could you use such illegal substances? That's against the law!" Blue-lipped and gasping, I crumple to the ground. In my final moments, I hear Andrea's tearful voice. "This is all my fault. I'm an idiot… I didn't realize it's just medicine…" Norman covers for her. "It's not your fault. Spread the word that Ms. Walton died of grief over her mother's passing." That night, my body is cremated. My death goes silent and unnoticed. When I open my eyes again, it's payday all over again.