Does Foundations In Personal Finance Cover Retirement Planning?

*****Warning***** This book contains a lot of steamy scenes, and explicit contents which is strictly not for people under 18. “We shouldn't be doing this, you are my student, it should remain that way.” Lyon blurted with ragged breath as he stared at the petite girl under him. He was just a step away to tearing the barrier between them, and he would rather not stop, as he wanted to fuck her until she begged for mercy. “Then no one has to know, let's this be our little secret..be my little secret, professor.” Jennifer whispered as she crashed her lips on his. Everything sets them apart. He is her professor, she is his student. He is the richest man in the country, and she is a poorest of them all…but they both have an attraction they both can't deny. ***************************** Jennifer Kendrick is a final year student who is about to lose her studentship because of her college fees, and when she thinks all hope is lost, she gets help from the least person she expected, Him. She got help from Lyon Sander, one of the richest men in the country, and her hot professor who she had a longtime crush on. The offer is simple, in exchange for paying her tuition she has to be a housekeeper in his house. But do you think that's simple for Jennifer. Do you think she will be able to tame her desires around him? Or will she give in to the temptation of her hot Professor?

I head over to my boyfriend, Skylar Reynold's house during the holidays to pay his family a visit. Skylar's mother, Helen Benett, smiles and says to me in front of everyone, "According to our rules, a future daughter-in-law must give cash gifts to all the children and elderly people in the family in her first year here. You must give every person at least 200 dollars to show how generous you are." I'm stunned, to say the least. Skylar nudges me before murmuring, "It's just a few thousand dollars, isn't it? Doesn't the holiday bonus that you've received before the holidays cover everything?" I look at the living room, where 15 children and 8 elderly people are present. That makes it 4,600 dollars—the same figure that I've received after the taxes are deducted from the bonus. I let out a soft chuckle at that moment. Then, I turn to look at Helen. "According to your rules, Mrs. Reynold, I shall be the one giving away the cash gifts. But according to my family's rules, the groom's family has to give the bride's family cash gifts as well. The cash gifts must be doubled so that our marriage will be graced by luck. "It'll be 9,200 dollars altogether. Would you like to pay me in cash, or are you going to transfer it into my account?"

After my wife, Shannon Stewart, suggests that we each support our own parents, I set up a million-dollar retirement fund for my dad. However, when I review this month's household expenses, I notice that every single payment is made for the father of Sean Gardner, her childhood friend. "Sean's family is struggling. Why wouldn't I help them out? It's not like it's a lot of money." Shannon brushes it off. There are 13 separate expenses of around 100 dollars each in a single month. Yet when my dad needs 300 for medical bills, she prints out the receipt and tells me to reimburse the household account. Tired of arguing, I toss the statement aside and head inside. Then my dad's condition suddenly worsens, and he's hospitalized again. I rush to the bank to withdraw money from the retirement fund. "Your father isn't the beneficiary of this fund," the bank employee states coldly. "Are you sure you have the right account?" My mind goes blank. How is that possible? Every cent in that account is my hard-earned cash. The employee impatiently turns the computer monitor toward me. The account name on the screen clearly reads, "James Gardner's Retirement Fund." James is Sean's dad.

Senior Year. Oh the joy of being a senior. Even though they have been seniors for a year and some months, they are still yet to discover that its not that easy. Trying to balance school life with personal life is not as easy as it seems. Especially now that they have been burdened with the school responsibilities and some have begun facing some huge family issues. Dive into the world of a group of struggling teenagers, filled with romance, drama, heartbreak, tragedy and betrayal.

Marry a stranger in thirty days. Stay married for one year. Inherit three billion dollars. Refuse, and lose everything. Elena Castellano is a broke art teacher in a dying Vermont mill town when a letter arrives that changes everything: she's the secret granddaughter of hotel empire matriarch Victoria Ashford. The grandmother she never knew has left her a fortune—with one impossible condition. She must marry Victoria's ruthless CEO grandson, Dominic Ashford, within thirty days. Dominic has spent fifteen years proving he deserves the Ashford legacy. He's built the empire into something even greater, sacrificed everything for the family name, and he's not about to lose it all to some small-town teacher who appeared out of nowhere. But Victoria's will is clear: marry Elena or lose everything. He'll do whatever it takes to secure his inheritance. Even if it means threatening everything Elena loves. Forced into a devil's bargain, Elena and Dominic enter a marriage that's pure warfare. She won't be bought. He won't be beaten. But as they're pulled deeper into the Ashford family's web of secrets and betrayals, the lines between enemy and ally begin to blur. Because Victoria's will wasn't just about money. It was a test. And someone in the family will do anything—including murder—to make sure they both fail. A forced marriage. A billion-dollar inheritance. And one year to survive each other.

My aunt has one leg amputated after getting into an accident. It's at this time that her beloved daughter chooses to leave the country. From that day onward, I care for my aunt like she's my own mother. We spend 15 years together. She's grateful for my care and promises she'll leave all her money to me after her death. However, my cousin returns to the country when my aunt is on the brink of death. My aunt goes back on her word and gives my cousin everything. She only gives me 50 thousand dollars as compensation for my "caretaking services". I've spent 15 years on her only to get 50 thousand dollars—it's such an insult. I'm so stunned by this that I trip and fall into a river. I drown. When I open my eyes, I've been taken back 15 years in time…