Is 'From Student Debt To Pack Debt' Based On A True Story?

Nicholas Hunt loves testing me a lot. When I just graduated from university, he tried to make me take on a five-million-dollar house mortgage. After I turned him down, Nicholas was quick to buy Yvonne Myers, the campus belle, a villa that was worth eight million dollars. It was even paid in full. As he held the property deed, he told me, "The truth is, I'm super rich. I've been pretending to be poor just so I can test your integrity. "It's a shame that you never passed my test. I'm very disappointed in you, Elizabeth. Let's break up." I just smiled at him casually. Then, I walked away without hesitation. What a coincidence. I'm the daughter of the richest man in the country. I, too, had been pretending to be poor. Four years later, we bump into each other at the Fortune List Summit. At that time, Nicholas has just squeezed into the top 50 rank. He walks into the venue with Yvonne clinging to his arm. It's then he notices me. I'm wearing plain-looking clothes without any jewelry adorning me, and I happen to be holding a child. Thinking that I'm a nanny, Nicholas begins mocking me. "Wow, you really went all out just to steal one more glance at me, huh? I can't believe you're able to follow me all the way here. "You should learn to accept reality, though. I'm on the Fortune List, while you're working as someone else's nanny. The gap between us is far too wide, so you should stop dreaming already!" I just ignore Nicholas in favor of resenting my dad for making me attend this stupid event. After all, I've just managed to block out one full day just to spend time with my son, and yet I have to waste my precious time on this dumb event.

Five years ago, my family died in a car crash. My parents. My adopted sister, Liz. Everyone but me. They left behind grief, an empty house, and a debt so large it swallowed my life. When the collectors came, I turned to the only person I had left—my husband, Adrian. He told me he had cut ties with his own family to marry me and had nothing left. I believed him. For five years, I worked every job I could find, paid every dollar I earned, and told myself love was worth the suffering. When the balance dropped to its final $18,000, I signed up for a paid drug trial at a private clinic. They handed me a waiver, warned me about possible delayed reactions, and promised fast money if I swallowed the experimental dose. I thought it would buy us a new beginning. Instead, I came home early and heard Adrian on the phone. “Let Liz use the card. Evelyn still doesn’t know. She took away Liz’s money five years ago, so she has to earn every dollar back herself.” Then he laughed softly. “One more year, and her punishment is over.” That was how I learned the dead were alive. The debt was fake. My husband had never been poor. And the life I had fought so hard to survive was only a sentence they had given me.

To afford train tickets home for New Year's Eve, I searched for a part-time job and stumbled into a livestream that was practically throwing money at the chat. A young woman in a silk robe rested her chin on her hand. Behind her, a villa glowed under expensive lighting that reflected off polished marble floors. "Being kept in here is suffocating," she said in a voice that mixed boredom with sweetness. "My sponsor gives me more money than I can spend. Help me out. Take some off my hands." Cash drops flashed across the screen one after another. I tapped as fast as I could, my heart hammering. A few large ones landed in my account. I was close. One more would cover both my ticket and my boyfriend's. The streamer leaned closer to the camera. "He keeps saying my tear mole looks like his girlfriend's," she said, her mouth twisting with disgust. "So unlucky. Of all things, I had to match with some broke girl." My finger slipped. I had a tear mole under my eye in the same spot. The live chat flooded with questions. [How is the sponsor's girlfriend broke?] The streamer gave a short snort and reapplied her lipstick, as if correcting a minor flaw. "He's just messing around. He tricked her into 200,000 dollars in debt. She's so stupid she works multiple jobs to help him pay it off." A chill settled in my chest. My boyfriend also owed 200,000 dollars. She continued, her tone light, "The funniest part? He slept with me for three days. When he left, I asked if he was giving her a taste of honey." She smiled cruelly. "He said all he has to do is claim he's going to work a construction site hauling rebar. The idiot will feel guilty and deliver food all night. So he won't need to please her." Another large cash drop flashed across the screen. The total reached the exact amount I needed. My phone rang. Benjamin's name lit up the display. When I answered, his voice sounded worn down, as if it had scraped against concrete. "Via, we still don't have enough for the tickets," he said. "I hauled rebar and made a little over 40 dollars. I'm heading home now."

When dorm picks opened, two beds were left. My hometown girl, Chloe Parker, beat me by a step and grabbed Room 501—the honors suite. That left me with Room 502, the rich-girl suite. In 501, the try-hards rode her nonstop. She made grad school. In 502, I ran errands and pulled five grand a month. At graduation, she snapped and shoved me off the roof. "It's all your fault. Without you, I wouldn't wake up every day buried in studying. How'd you stack hundreds of thousands in four years while all I got was a useless grad school offer?" I opened my eyes. Dorm selection day. Behind me, Chloe shoved past and lunged forward. "I'm picking first. I want 502."

After my SATs are over, I go to the office block with my poverty certificate to apply for a school loan. The staff member glances at my paperwork before turning my application down coldly. "To think that you're already swindling loans from the government at such a young age! High-income families like yours aren't lacking in the money department at all!" At first, I think this is just a misunderstanding. That is, until the staff member passes me the information on my parents. "Your parents have a villa worth 20 million dollars in the city center, whereas your younger brother goes to an elite academy that costs 800 thousand dollars' worth of tuition fees per year! "Tell me, how can someone from your family be eligible to apply for a school loan?" I'm stunned, to say the least. The entire village has raised me since young. For the past 18 years, I've been the only child of an extremely impoverished family. Little do I know that my parents have already formed another family of their own in the city…

The day after my parents finally find me and bring me home—18 years after my abduction—they announce their bankruptcy and plunge into massive debt. Over the next two years, I'm forced to drop out of school and work three jobs a day to pay off the family debts. I even lose hearing in one ear after a brutal beating from a debt collector. Through it all, Mom and Dad hold me close in the middle of the night, weeping and apologizing for failing me. Foolishly, I believe them. I tell myself that as long as our family is together, I can endure anything. Desperate to hear again, I buy a used hearing aid on a secondhand goods platform for 9.90 dollars. The comments section congratulates me on snagging a rare steal. But the seller replies indifferently, "This is something my housekeeper doesn't want anymore. I'm just giving it away as charity." Swallowing my pride, I travel to a massive luxury villa to pick it up. After taking the hearing aid from the young woman, I bow my head in deep gratitude. But as I look up, my gaze catches Mom and Dad in the garden behind her. They were calling out to her, saying, "Stephy, hurry back after meeting with that peasant. And be careful not to get your hands filthy."