What Happens If A Bank Asks For A Deceased Father To Withdraw Money?

Right after my father dies, I receive a call from the hospital, urging me to settle the hospital bills. "You're the next of kin for Carl Stone, Bed 23 of the Neurology Ward, correct? You still owe the hospital 246,000 dollars. Kindly settle the bill as soon as possible." The call completely catches me off guard. I turn around to look at my father's body in the casket. A rush of anger courses through me, but I suppress it and say, "I'm afraid you've made a mistake. My father is no longer a patient at the hospital." "I knew people like you would never admit to it. Do you think you can get away with it just because you snuck him out of the hospital without permission? "I'm giving you 24 hours to complete the payment. You don't want to find out what will happen if you don't!" Well, now I'm furious. "Go ahead and test me."

On the seventh day after my dad's passing, I head over to the funeral home to wrap up the aftermath of the funeral as well as pack up my dad's personal effects. That's when an employee stops me and demands that I cough up an additional 100 thousand dollars for the storage and preservation of my dad's corpse. I'm stunned, to say the least. Dad has already gotten cremated and buried a long time ago. His ashes are already deposited inside the graveyard, as we speak. So, how is his body getting stored and preserved throughout the week? I use facts and logic to argue with the employee. But he has the gall to threaten me with an impatient scowl on his face. "Stop yapping already! The system shows that your father's body is still inside the cold storage! It's been seven days, so you must pay 100 thousand dollars, no matter what! If you refuse to settle the payment, you can forget about taking your father's personal effects with you! "When the time comes, you have to cough up the additional charges as well! If not, I shall see you at court!" As I stare at the hostile employee, I can feel rage simmering in my blood. Still, I call every family member and relative I have to borrow 100 thousand dollars from them just so I can make the payment. With the receipt in hand, I walk into the police station right away. "Officer, my dad was cremated and buried seven days ago. But the funeral home decided to charge me 100 thousand dollars' worth of storage and preservation fees for no reason! I suspect that they didn't send my father off the proper way!" When the police show up at the funeral home, the same employee who threatened me looks alarmed. He quickly gets his manager, Mr. Lawson, to deal with the situation. Impatience is etched all over Mr. Lawson's face as he snaps at me, "Your father has already gone through the cremation process seven days ago. The procedure and all the receipts are intact. Don't you dare kick up a fuss irrationally now!" I let out a cold chuckle in return before showing Mr. Lawson the receipt. "I'm being irrational, you say? I've just paid for the storage fees of my father's corpse, and here's the receipt to prove the validity of the transaction! You must return my father to me today!" I thought the funeral home insisted on charging me earlier. Now, they'd better fulfill their side of the bargain by returning my dad's corpse to me without a single hair out of place!

In my previous life, my husband had suddenly died of a brain hemorrhage, leaving behind a massive mountain of debt. For the sake of my son, who was still in high school, I sold the house my parents had left me, gritted my teeth, and worked three jobs to pay off the debt. Overworked and exhausted, my health deteriorated, and I eventually collapsed in the hospital. From my bed, I could hear my son, now a graduate from a prestigious university, smiling as he spoke on the phone. "Hello? Dad, it's me. Yeah, she's about to die. I bought insurance for her, so we should get close to one million. You and Aunt Rena should come back home right away." The "Aunt Rena" he spoke of was none other than my husband's childhood friend and neighbor who had known him for years. It turned out that the debts were all part of a massive money-laundering scheme between my husband and his childhood sweetheart. They had fabricated false accounts to hide their crime, and he had faked his death to escape the law. My son, eager to become the heir to wealth, had stood by and watched me work myself to death. When I next opened my eyes, I was back in the moment of my husband's feigned brain hemorrhage, the day it had all begun.

After my wife, Shannon Stewart, suggests that we each support our own parents, I set up a million-dollar retirement fund for my dad. However, when I review this month's household expenses, I notice that every single payment is made for the father of Sean Gardner, her childhood friend. "Sean's family is struggling. Why wouldn't I help them out? It's not like it's a lot of money." Shannon brushes it off. There are 13 separate expenses of around 100 dollars each in a single month. Yet when my dad needs 300 for medical bills, she prints out the receipt and tells me to reimburse the household account. Tired of arguing, I toss the statement aside and head inside. Then my dad's condition suddenly worsens, and he's hospitalized again. I rush to the bank to withdraw money from the retirement fund. "Your father isn't the beneficiary of this fund," the bank employee states coldly. "Are you sure you have the right account?" My mind goes blank. How is that possible? Every cent in that account is my hard-earned cash. The employee impatiently turns the computer monitor toward me. The account name on the screen clearly reads, "James Gardner's Retirement Fund." James is Sean's dad.

My mother-in-law suffered a sudden brain hemorrhage and was rushed into the ICU. The hospital demanded a $200,000 surgery deposit immediately, so I rushed to the bank to raise my transfer limit. The trainee teller behind the counter took my ID card, swiped it through the reader, then stared at her screen for a long time. "Hello, ma'am. Our system has flagged this transaction as suspicious and potentially linked to elder fraud. Your account has been frozen." "That's impossible! That money is for emergency surgery! My mother is still waiting at the hospital!" The trainee gave me a perfectly rehearsed customer-service smile. "For the safety of your funds, we'll need the account holder to appear in person to unlock the account." I slammed my ID against the bulletproof glass and pointed at the name on it. "Open your eyes and read carefully! I am the account holder! Who else are you waiting for?" The trainee shrank back slightly, looking utterly wronged, then spoke into the microphone in a meek voice. "Ma'am, please control your behavior. The system's risk controls are determined by big data. There's nothing I can do. "If you continue shouting and disrupting financial order, I will have to call the police." Oh, I see. She wanted to play power games using company policy as a weapon? Fine. I was more than willing to play along.

My husband, a military colonel with whom I’d been married for ten years, was barred from entering our son’s funeral wake. Because before our son died, he made three final wishes. The first wish was not to tell his father about his death just yet, as he was afraid the news would upset him. Secondly, to cook his father’s favorite meal and let his father be there for his final birthday. Lastly, if his father were to miss his birthday, then under no circumstances—no matter what—never allow that man to appear before his grave. Even though the man’s eyes were bloodshot and his body was shaking as he cried his heart out in the torrential rain lashing outside the funeral home, I never let the man take a single step toward my son after his death. Three days earlier, after spending a whole night setting fireworks with my childhood friend and her son, Logan Pearce came home with a brand-new schoolbag. That was his idea of making up for missing our son’s birthday. The man frowned, puzzled by the tears in my eyes. “Isn’t it just one birthday? I’ll make it up to him next time, won’t I? Little did he know that our five-year-old son had already died from an asthma attack. The little boy would never live to see the first day of school.