What Are The Key Lessons In Foundations In Personal Finance High School Edition 4th Edition?

Welcome to Natalia’s High School Manual! Natalia has been living her whole life following the invented rules on her manual to avoid any unnecessary and chaotic events in her school. Together with her bestfriend, Nerdy Nathan, witnessed how the two of them together with their newfound friends survive the challenges of high school life while having a roller coaster ride of emotions because of friendship, stress, and of course, love.

A Nigerian High School story.Tiwa Falade is your typical average teenager, not popular, not too brilliant, not in any way at the center of attention.Senior secondary school two was when these started taking another turn for her as she lost the best friend she’s had for years and mingled with people she saw as high class, people she never thought she’d even become friends with.This is the journey of a teenage girl and how she got entangled with love, academics, friendships, enmity, the need to feel among, self discovery, self esteem and lots more.She loved. She hated. She lost. She found. She learnt. This is the story of Tiwa Falade.

My mom is an HR professional. She uses KPI to determine my entire life. "If you get into the top ten of your grade, you'll receive a B grade as well as a bonus of 500 dollars. If you can achieve a ranking at a state-level competition, you'll receive an A grade as well as a bonus of 1,000 dollars. Of course, if you can get into a top-tier university after scoring well in your SATs, I'll give you an S+ grade as well as a year-end bonus of ten thousand dollars!" I work my ass off in my studies and manage to earn the offer letter to a top-tier university. But that's when my mom puts a contract in front of me. "Congratulations on getting hired. From today onward, your allowances will be determined by the total of your base salary, KPI, as well as your full attendance award. "Your base salary is 500 dollars. It's to make sure that you won't starve to death, at the very least. In order to help you adapt to workplace stress in advance, I'll check on your progress randomly. If you don't meet my requirements, I'll deduct your salary." When I'm down with a fever of 104 degrees Fahrenheit, my mom deducts my full attendance award, claiming that my physical attributes aren't up to par. In order to catch up on my studies, I've completely forgotten to submit my weekly report to my mom. Because of that, she suspends my allowances. So, I have to sell my blood to a hospital behind her back just so I can survive. At the end of the school term, I show my mom my grades as well as the certificate to my scholarship, thinking that I'll be eligible for the highest KPI and the bonus. But that's when my mom tells me coldly, "The company has decided to give your S+ bonus to your younger brother as a form of investment. After all, he has more potential to achieve better results compared to you." As I gaze down at the 200-dollar consolation prize, I can't help but laugh. It turns out that I'm not even worthy of being recognized as a good employee in my mom's company.

For as long as I can remember, my parents have been crying about how poor we are. In order to put food on the table, I dare not apply for a prestigious university even though I'm more than capable of doing so. Instead, I work several jobs per day just to pay the bills, hoping to lighten the financial burden on my parents' shoulders. What I didn't expect is that my parents actually bought my younger brother, Randall Carter, a 500,000-dollar Ferrari behind my back! It turns out that my so-called impoverished parents are actually millionaires! The reason why they keep in the dark about their wealth is so that I don't fight with Randall over the family wealth! But they've completely forgotten that if it wasn't for me, Randall would've drained their accounts dry a long time ago!

The stock remained in the warehouse for two months. The final payment due date arrived, but the company’s finance department was still unwilling to make the payment. I followed up numerous times, and the finance director finally got sick of me. “Our capital is all currently invested in wealth management products. If we liquidate it all, we’d lose four hundred dollars a day! Who then would bear the loss of the company? “Tell them to put it on our tab. We’ll immediately pay it once the investments mature!” I patiently explained that the supplier was not willing to accept any delayed payments. They would only hand us the stock once they received the money. She sized me up for a moment. “Women in sales are basically escorts! Just play coy with the supplier, and they would give you the stock! Why are you pretending to be better than that?” I was stunned. Left without a choice, I mortgaged my new house. The stock was worth four million dollars. I would be able to double the profit once I sold that off.

Emily, age 24, feels like she's treading water, unable to find work and uncertain about her future. She's on the verge of giving up, plagued by worry and a string of dead-end jobs when fate steps in and introduces her to Nathan, a gorgeous young billionaire and a single parent. Nathan requires a personal tutor and nanny for his 5-year-old, intelligent, and beautiful daughter, Lilliana, who is having difficulty adjusting to life following her mother's death. When he gives Emily the job, it feels like a lifeline. As Emily encourages Lilliana with her studies and emotional issues, she discovers a passion for teaching that restores her sense of purpose. Meanwhile, Nathan, who has been entirely focused on his work and daughter, begins to lower his guard. He admires Emily's generosity and drive for the sake of his daughter, but he's also afraid of exposing his heart again. Is their encounter fate or a curse?