What Are The Key Lessons In 'Happy Money: The Japanese Art Of Making Peace With Your Money'?

That day, my parents and sister who were all working abroad suddenly told me that I was a second-generation rich with trillions of dollars in wealth!Gerald Crawford: I am a second-generation rich?

After I resign from a private company and move to work at an overseas company, my salary has increased by leaps and bounds. My wife, Vivian Spencer, who's always been smart about money, suggests that I turn in all of my salary. At the same time, she will decrease my allowance. Her reasoning is that she needs to use my salary on our family's daily expenses, so she can't spare me a single cent. As I watch Vivian record all the expenses dutifully, I can't resist asking, "What about your salary, then?" Vivian replies in a matter-of-fact tone, "I'm saving it up for our retirement pension." I don't bother responding afterward. Since then, I start spending every single cent of my salary, as per Vivian's suggestion. When Vivian notices the stream of packages being delivered to our home, she finally can't take it anymore. Upon hearing her question, I tell her happily, "You were the one who said that my salary is meant for our family's expenses!" Vivian exclaims in shock, "What sort of family do you think we are? As if we can afford to spend this much money every month!" What a joke. It turns out that Vivian knows that a regular family's expenses can't possibly drain every single cent of my salary in one go.

Just how rich can a person be? My husband, Don Leonardo Bianchi, is incredibly wealthy. Every time he abandons me for his childhood sweetheart, Sofia Rossi, he gives me a building. The first time, it was a luxury apartment building with a sea view. The tenth time, it was a commercial property in the prime downtown area. By the 50th time, the general managers of several real estate companies had started calling me "Boss". Five years into our marriage, my real estate spreads across the entire country. When the deed to the 97th building is delivered to me, Sofia sends me a taunting voice message. "You might have the property deeds, but I have Leonardo. Aurora Esposito, tell me, which one of us is the real winner?" After listening to it, I don't cry or make a scene. Instead, this time I take the initiative to draft an agreement and wait for Leonardo to sign it. Once Leonardo comes back, he signs it and praises me for being magnanimous. He then takes me to a party as his date. At the party, Sofia loses game after game and is stripped down to only her underwear. When she loses once more, she turns to me—who is wearing only a dress—with a meaningful smile and says, "What's the fun in just me taking things off? I think Aurora, the perfect Donna, should join in too." Amid the clamor of cheering, I quietly look at Leonardo. "You just have to take off one piece of clothing. Don't spoil everyone's fun. When we get back, I'll give you another building," he whispered to me coaxingly. I calmly acquiesce. Little does he know that he won't have another chance to give me anything, because what he blindly signed earlier is our divorce papers.

My mom calls me on Friday. "Don't forget to attend the family dinner tomorrow. Your brother loves shrimps, so you should buy more of those at the seafood market in the southern district. "Your sister-in-law loves lamb chops. Why don't you go scour for more in the eastern district? Also, your nephew loves imported strawberries, so you mustn't forget them now." I say yes to everything. But as soon as I end the call, I see a new message in the family's group chat. "I already told Alan the things that we love to eat. It's hard for you all to earn money, so you shouldn't buy anything at all." One second later, the message is swiftly deleted. Still, the sight renders me stunned. I've been married for two years. During every Saturday dinner, I'm the one putting in money and effort just to organize said dinner. I've been thinking that I don't have to count every little favor, seeing as we're family and all. But it seems that I've already become an outsider a long time ago. Well then, I shall not be attending the family dinner this time.

On the third day after our divorce was finalized, my ex-wife, Georgie Anderson, sent me a text message. [Why haven’t you transferred your salary from this month to me?] I thought she was joking. [We’re already divorced.] [So? What does it matter if we’re divorced? You should transfer nineteen thousand dollars from your twenty-thousand-dollar income, just like you did before. The remaining one thousand dollars will be your pocket money. When you were unemployed, I was the one who took care of you. Now that we’re divorced, you’re turning your back on me?] I stared at her text messages and fell silent for a really long time. Throughout our three-year marriage, I gave her nineteen thousand dollars out of my twenty-thousand-dollar salary. She was responsible for "budgeting" our household expenses. However, she spent my money on her civil service exam, afternoon teas with her besties, and even on her study partner, whom I’d never met. As for me, I handled all the house chores—cooking dinner, mopping the floors and doing the laundry. But when I took a little time after work to game, she would yell at me for being lazy. She was demanding money from me even after we were divorced. Her reason was that I might spend the money without thinking. I blocked her number. Three seconds later, she sent me a text message from another phone number. [You’ll regret this. I’m trying to help you one last time.] I laughed. ‘Helping me?’ I thought. Nobody had ever helped me in the past three years.

I was the stingiest rich wife in the city’s high society. I did not spend money on beauty treatments or travel. In fact, I did not even own a single decent outfit or a handbag. Everyone laughed at me. They said I had the fortune of a wealthy family but not the luck to enjoy it. However, what they did not know was that behind closed doors, Arvid Hans, who was famous for his lavish spending, was a hundred times stingier than I was. He piled on gold and jewels to keep up appearances in public. However, with me, he was a miser, refusing to spend a single extra penny. We split every expense down to the last penny. Every meal and every prescription required a receipt and an entry in the ledger. He said this was to help me develop a business mindset. He said that fairness and caution were the keys to a lasting relationship. While other wives were decked out in expensive jewelry, I was dressed simply. He said I was naturally beautiful and did not need such trinkets to enhance my looks. Even our housekeeper was hoarding gold for investment. Yet he kept me from touching a single penny, citing the Hans family’s tradition of being frugal. For three years of marriage, I lived like a devout nun, strictly adhering to the “rules of frugality” he had tailored for me. It was not until Christmas Eve, when I returned a day early from visiting my parents, that I discovered someone else had been living the life of luxury meant for me.