What Are The Key Lessons In 'So…This Is Why I'M Broke'?

I was the stingiest rich wife in the city’s high society. I did not spend money on beauty treatments or travel. In fact, I did not even own a single decent outfit or a handbag. Everyone laughed at me. They said I had the fortune of a wealthy family but not the luck to enjoy it. However, what they did not know was that behind closed doors, Arvid Hans, who was famous for his lavish spending, was a hundred times stingier than I was. He piled on gold and jewels to keep up appearances in public. However, with me, he was a miser, refusing to spend a single extra penny. We split every expense down to the last penny. Every meal and every prescription required a receipt and an entry in the ledger. He said this was to help me develop a business mindset. He said that fairness and caution were the keys to a lasting relationship. While other wives were decked out in expensive jewelry, I was dressed simply. He said I was naturally beautiful and did not need such trinkets to enhance my looks. Even our housekeeper was hoarding gold for investment. Yet he kept me from touching a single penny, citing the Hans family’s tradition of being frugal. For three years of marriage, I lived like a devout nun, strictly adhering to the “rules of frugality” he had tailored for me. It was not until Christmas Eve, when I returned a day early from visiting my parents, that I discovered someone else had been living the life of luxury meant for me.

Housing prices collapsed. My parents ran a real estate business. They and their long-time family friend, the Goodwin family, went into bankruptcy. My parents had me and my younger sister draw lots to decide who would marry into the Goodwin family to fulfill an old engagement. In my previous life, I drew the short stick. From that moment, I became a slave to both families. During the day, I needed to work to pay off the Goodwin family’s debt. At night, I needed to deliver food to cover my parents’ financial losses. I survived on scraps and slept in the cold. I continued to work even when I coughed up blood. That day, I went all out and finally secured a multimillion-dollar business deal. My heart burst with excitement. I was eager to tell them the good news. Across the street, I saw my parents get off a Rolls-Royce with wide grins. They dressed up in luxury brands from head to toe. Then, I saw my husband, Alfred, gently wrap one of his arms around my glamorous sister’s shoulder. I wanted to rush over and question them. But a speeding truck slammed into me and sent me flying away. I lay in a pool of blood while staring at them indignantly. I heard them chuckle softly. “What a pity… She was so close to enjoying a good life.” When I opened my eyes again, I returned to the day I drew the lots. Since they liked to pretend to be broke, I would make it a reality!

I grew up in an orphanage, believing I would never have a family of my own. Then I earned a scholarship to one of the country’s most prestigious universities, where I met Dominic Thomas—the billionaire heir and the love of my life. Despite his mother’s fierce disapproval, Dominic chose me. After his father’s death, we got married, and I believed our love could overcome anything. I was wrong. Just two years into our marriage, our once-perfect love began to crumble when I couldn’t give him the one thing he wanted most. A child. After a doctor declared me infertile, Dominic’s love turned into cold indifference. He brought his pregnant mistress into our home, handed me divorce papers, and expected me to quietly disappear from his life. But I begged for just two more months before signing the papers. Humiliated, betrayed, and treated like a servant in the house I once called home, I endured it all until I discovered a secret that changed everything.

Three years ago, my rich boyfriend, Steven Delaney, went into bankruptcy. He decided to break up with me so that he wouldn't drag me down. As I looked at his broken expression, I steeled my heart and ripped the overseas college application I had just received. "I'll stay with you. Together, we can rebuild your legacy." Everyone told me that I was nuts. Still, I decided to move into a damp basement room with Steven. After that, I took on a job out in the streets that allowed me to earn money the fastest, which was promoting beer to the customers. One day, when I'm delivering beer to the customers, one of them calls out to me. "Hey, this lady looks like you!" There are two screens being shown on a livestream, that's being replayed. The left screen shows me crouching at the doorway of the basement while washing shirts for Steven. It's so cold that my fingers have gone completely red. The right screen shows him all dressed up in a smart-looking suit. He has an arm wrapped around a beautiful and well-dressed woman, and they're both sitting in a luxury car. Steven smiles at the camera and says, "This is my third year lying to my girlfriend about my financial situation. Till now, she still hasn't realized the truth! She really is a pathetic idiot!" The live comments keep popping up on the side. "You really know how to make things interesting, Mr. Delaney! I can't believe you're capable of coming up with the whole 'pretending to be broke in order to test your girlfriend's humanity' act!" "What exactly is that lady aiming for, honestly? She's just someone who sells beer! Does she seriously think she's in a romance drama?" "Oh, this is hilarious! That penniless girlfriend of his is even washing underwear for him! The truth is, the underwear belongs to the Delaney family's household staff!"

Just how rich can a person be? My husband, Don Leonardo Bianchi, is incredibly wealthy. Every time he abandons me for his childhood sweetheart, Sofia Rossi, he gives me a building. The first time, it was a luxury apartment building with a sea view. The tenth time, it was a commercial property in the prime downtown area. By the 50th time, the general managers of several real estate companies had started calling me "Boss". Five years into our marriage, my real estate spreads across the entire country. When the deed to the 97th building is delivered to me, Sofia sends me a taunting voice message. "You might have the property deeds, but I have Leonardo. Aurora Esposito, tell me, which one of us is the real winner?" After listening to it, I don't cry or make a scene. Instead, this time I take the initiative to draft an agreement and wait for Leonardo to sign it. Once Leonardo comes back, he signs it and praises me for being magnanimous. He then takes me to a party as his date. At the party, Sofia loses game after game and is stripped down to only her underwear. When she loses once more, she turns to me—who is wearing only a dress—with a meaningful smile and says, "What's the fun in just me taking things off? I think Aurora, the perfect Donna, should join in too." Amid the clamor of cheering, I quietly look at Leonardo. "You just have to take off one piece of clothing. Don't spoil everyone's fun. When we get back, I'll give you another building," he whispered to me coaxingly. I calmly acquiesce. Little does he know that he won't have another chance to give me anything, because what he blindly signed earlier is our divorce papers.

My mom is a woman who takes frugality very, very seriously. When I suffer from a high fever, she feeds me moldy chicken noodle soup. In fact, I can only wear my older sister's hand-me-downs since I was a little girl. After working hard for so long, I finally qualify for the final interview of a top-500 company. I keep telling my mom repeatedly to not cause any trouble for me. Alas, my monitor winks out when I've reached the most critical point of my interview. At the same time, the router has lost access to the internet. I rush out of my room hurriedly, only to see my mom flipping off the main switch in the darkness. "Why did you leave the lights on at night? Imagine how much money you'll have to pay! I've already calculated everything for you. If we turn off the lights, we get to save a few pennies per night!" Thanks to those pennies, I end up losing my job that can guarantee an annual salary of a million dollars. Later on, my older sister, Andrea Fletcher, is diagnosed with a kidney disease. In order to latch onto Andrea's rich husband, Kirk Herrera, my mom forces me to work overtime at a shady factory just to gather enough money for Andrea's medical bills. Even when I'm about to die, my older brother, Anthony Fletcher, and my dad keep blaming me. "You can't even get hired at a proper factory! You really are useless, Alice! Your mom went through all those frugal nonsense just to raise you for nothing!" When I open my eyes again, I've returned to the day I'm about to attend the online interview. I just chuckle coldly as I look at Andrea, who has just found out about her kidney disease and is waiting for me to earn enough money for her kidney transplant. Then, I toss her expensive, specialized medication into the trash can. "What use is there for you to take the medicine, Andrea? What a waste! Mom already stated many times that being frugal is the way of life! "You should drink more water instead. Once your rich husband finds out how good you are at saving money, he'll definitely compliment us for knowing how to balance our finances!"