What Are The Key Takeaways From Broke Millennial Takes On Investing?

That day, my parents and sister who were all working abroad suddenly told me that I was a second-generation rich with trillions of dollars in wealth!Gerald Crawford: I am a second-generation rich?

The first time I meet Solana Charvet's childhood friend, Tyson Hatch, he claims that he's the best fraud buster ever. At the dining table, he keeps lecturing me. "Men shouldn't overdress, you know. If not for the fact that Solana actually told me that you're her boyfriend, I'd definitely group you up with the gigolos together." Solana keeps agreeing with everything Tyson says. "You're far too flashy when it comes to your fashion sense. Just listen to Tyson and change your habits, yeah?" I can't be bothered to listen to a word Tyson says, so I come up with an excuse to use the toilet. But on the way back, I hear Tyson giving Solana his verdict as a fraud buster. "Solana, Charles' posture and the way he speaks are all clear indicators that he's a fake heir who has undergone training. He intends to get close to you for your money, you know! "That watch he's wearing? And the sports car that's worth over a million dollars? How is it possible for a doctor like him to afford all these things?" Fury burns in my gut. I can no longer tolerate Tyson's nonsense, so I dial my mom's number right away. Right, have I mentioned that my mom's the richest woman in the country? "Mom, give me five million dollars right now. I want to buy an agency that specializes in fraud busting and teach a certain someone a lesson!"

I turn down a dream research program at Hefford University just so I can stay and help my debt-ridden boyfriend run a burger stand. This time, he says he's serious. I give him all the money I've saved up over the years, hoping we can build a better future together. A few hours later, I discover he's forgotten two hundred dollars in the drawer. I grab the money and run out, hoping to catch him. What I catch is a scene straight out of a corny movie. The loan sharks who used to beat and threaten him are now bowing and nodding deferentially. "Sir, I guess we don't need to show up at your house anymore, right?" Kurt Saunders rubs his temples and replies, "Yup. Anna gave up her entire future for me. She even turned down an opportunity to study at Hefford just to help me pay off my debts." Before he even finishes, his childhood friend lets out a giggle. "Kurt, that's still not enough. You'll only know if she really doesn't mind being poor if she sticks around through a year of flipping burgers without any complaints." Kurt looks at her sly expression and lets out a helpless laugh. "Alright, we'll do it your way. One more year of pretending. Anna would never leave me anyway." I stand there, listening to the sound of my own heart shatter. Kurt, you think I'm giving up my future for you, but it's still mine, and I can take it back.

I was the stingiest rich wife in the city’s high society. I did not spend money on beauty treatments or travel. In fact, I did not even own a single decent outfit or a handbag. Everyone laughed at me. They said I had the fortune of a wealthy family but not the luck to enjoy it. However, what they did not know was that behind closed doors, Arvid Hans, who was famous for his lavish spending, was a hundred times stingier than I was. He piled on gold and jewels to keep up appearances in public. However, with me, he was a miser, refusing to spend a single extra penny. We split every expense down to the last penny. Every meal and every prescription required a receipt and an entry in the ledger. He said this was to help me develop a business mindset. He said that fairness and caution were the keys to a lasting relationship. While other wives were decked out in expensive jewelry, I was dressed simply. He said I was naturally beautiful and did not need such trinkets to enhance my looks. Even our housekeeper was hoarding gold for investment. Yet he kept me from touching a single penny, citing the Hans family’s tradition of being frugal. For three years of marriage, I lived like a devout nun, strictly adhering to the “rules of frugality” he had tailored for me. It was not until Christmas Eve, when I returned a day early from visiting my parents, that I discovered someone else had been living the life of luxury meant for me.

For as long as I can remember, my parents have been crying about how poor we are. In order to put food on the table, I dare not apply for a prestigious university even though I'm more than capable of doing so. Instead, I work several jobs per day just to pay the bills, hoping to lighten the financial burden on my parents' shoulders. What I didn't expect is that my parents actually bought my younger brother, Randall Carter, a 500,000-dollar Ferrari behind my back! It turns out that my so-called impoverished parents are actually millionaires! The reason why they keep in the dark about their wealth is so that I don't fight with Randall over the family wealth! But they've completely forgotten that if it wasn't for me, Randall would've drained their accounts dry a long time ago!

My mom is an HR professional. She uses KPI to determine my entire life. "If you get into the top ten of your grade, you'll receive a B grade as well as a bonus of 500 dollars. If you can achieve a ranking at a state-level competition, you'll receive an A grade as well as a bonus of 1,000 dollars. Of course, if you can get into a top-tier university after scoring well in your SATs, I'll give you an S+ grade as well as a year-end bonus of ten thousand dollars!" I work my ass off in my studies and manage to earn the offer letter to a top-tier university. But that's when my mom puts a contract in front of me. "Congratulations on getting hired. From today onward, your allowances will be determined by the total of your base salary, KPI, as well as your full attendance award. "Your base salary is 500 dollars. It's to make sure that you won't starve to death, at the very least. In order to help you adapt to workplace stress in advance, I'll check on your progress randomly. If you don't meet my requirements, I'll deduct your salary." When I'm down with a fever of 104 degrees Fahrenheit, my mom deducts my full attendance award, claiming that my physical attributes aren't up to par. In order to catch up on my studies, I've completely forgotten to submit my weekly report to my mom. Because of that, she suspends my allowances. So, I have to sell my blood to a hospital behind her back just so I can survive. At the end of the school term, I show my mom my grades as well as the certificate to my scholarship, thinking that I'll be eligible for the highest KPI and the bonus. But that's when my mom tells me coldly, "The company has decided to give your S+ bonus to your younger brother as a form of investment. After all, he has more potential to achieve better results compared to you." As I gaze down at the 200-dollar consolation prize, I can't help but laugh. It turns out that I'm not even worthy of being recognized as a good employee in my mom's company.