Who Are The Main Characters In Refinery29 Money Diaries?

“Calder wanted to divorce. But I got him to agree to something crazy first.” My friend Lena's brows lift. “What is it?” “One last month,” I say. “I am going to really have him… as his real wife.” Her eyes widen and she grins. “He agreed to be your husband… in every way?” Three years ago, my husband Calder was supposed to marry my sister. On the wedding week, she vanished. So, I became the replacement bride. But Calder never saw me as a woman, just Yara’s little sister. We live like roommates while I pine for him. “Mia, you do know what you’re doing? Yes? I’m worried you’re going to get hurt,” Lena says plainly. “I’m not a child anymore, this is my choice.” She searches my face. “And after the month?” “I’ll move forward,” I say. “With or without him.”

Nicholas Hunt loves testing me a lot. When I just graduated from university, he tried to make me take on a five-million-dollar house mortgage. After I turned him down, Nicholas was quick to buy Yvonne Myers, the campus belle, a villa that was worth eight million dollars. It was even paid in full. As he held the property deed, he told me, "The truth is, I'm super rich. I've been pretending to be poor just so I can test your integrity. "It's a shame that you never passed my test. I'm very disappointed in you, Elizabeth. Let's break up." I just smiled at him casually. Then, I walked away without hesitation. What a coincidence. I'm the daughter of the richest man in the country. I, too, had been pretending to be poor. Four years later, we bump into each other at the Fortune List Summit. At that time, Nicholas has just squeezed into the top 50 rank. He walks into the venue with Yvonne clinging to his arm. It's then he notices me. I'm wearing plain-looking clothes without any jewelry adorning me, and I happen to be holding a child. Thinking that I'm a nanny, Nicholas begins mocking me. "Wow, you really went all out just to steal one more glance at me, huh? I can't believe you're able to follow me all the way here. "You should learn to accept reality, though. I'm on the Fortune List, while you're working as someone else's nanny. The gap between us is far too wide, so you should stop dreaming already!" I just ignore Nicholas in favor of resenting my dad for making me attend this stupid event. After all, I've just managed to block out one full day just to spend time with my son, and yet I have to waste my precious time on this dumb event.

After my wife, Shannon Stewart, suggests that we each support our own parents, I set up a million-dollar retirement fund for my dad. However, when I review this month's household expenses, I notice that every single payment is made for the father of Sean Gardner, her childhood friend. "Sean's family is struggling. Why wouldn't I help them out? It's not like it's a lot of money." Shannon brushes it off. There are 13 separate expenses of around 100 dollars each in a single month. Yet when my dad needs 300 for medical bills, she prints out the receipt and tells me to reimburse the household account. Tired of arguing, I toss the statement aside and head inside. Then my dad's condition suddenly worsens, and he's hospitalized again. I rush to the bank to withdraw money from the retirement fund. "Your father isn't the beneficiary of this fund," the bank employee states coldly. "Are you sure you have the right account?" My mind goes blank. How is that possible? Every cent in that account is my hard-earned cash. The employee impatiently turns the computer monitor toward me. The account name on the screen clearly reads, "James Gardner's Retirement Fund." James is Sean's dad.

My girlfriend is an heiress from the upper class of Jetland, and she is worth tens of billions of dollars. In order to test me, she has never spent a single cent on me, nor given me any presents during the seven years that we have been together. She even splits the bill with me when we buy rubbers. After my mother falls severely ill, I borrow all the money that I can from all my family and friends. I only need two thousand dollars more to afford my mother's operation. However, even when I beg my girlfriend to lend me money, she refuses. After my mother passes away, I take care of everything on my own. When I go home to pack my things, I accidentally come across a list of presents that she has bought for our neighbor, whom she treats like a younger brother. These gifts include a luxury villa, a designer watch, and haute couture suits. There is also an audio recording of her conversation with her best friend. "Tessie, I heard that Ethan begged you so he could borrow two thousand dollars from you. Is that true?" Tessa Seinfeld snorts, and her voice rings out carelessly. "Zeke's right. Only a leech would go down on his knees just for two thousand dollars. We've only been together for seven years, and he's already so eager to get money out of me." In the end, our seven years of relationship mean nothing. It only takes a provocative comment from her neighbor, Zeke Palmer, for everything to fall apart. But it doesn't matter. From the moment my mother died, I have already decided to leave Tessa.

After dying suddenly from overwork, I found myself transmigrated into the life of a fake heiress who had been cast out of her wealthy family. While the real heiress reclaimed the life that had once been mine, I decided to leave the drama behind. Armed with my savings, I embraced a carefree lifestyle, swapping boyfriends every three days and living for the moment. Then, two months later, life hit me with a curveball—I discovered I was pregnant. The problem? I had no idea who the father was. With no choice, I approached the three powerful CEOs I had been involved with, each more arrogant and competitive than the last. What followed was a 10-billion-dollar bet by each of the three over who the father might be, with me caught in the middle. "I bet the baby belongs to all three of you," I teased, only for them to roll their eyes and dismiss me as ridiculous. Even so, when I gave birth to triplets, their argument outside the delivery room went viral, sending the internet into a frenzy and turning my life—and theirs—into a spectacle.

I had been married to Derek for six years, and we had a three-year-old son. He was poor, earning only $2,000 a month, but I had no complaints; I took care of everything at home for him. After getting dinner on the table for the whole family, I finally had a minute to check my phone. A video popped up on my feed: a twenty-two-year-old girl from a rural area whose hands, roughened by years of hard labor, looked like they belonged to a sixty-two-year-old woman. I looked down at my own hands, just as worn and scarred, and stared at them blankly before tapping into the comments. I expected people to feel bad for her. However, to my surprise, the comments section was flooded with a single sentiment: "Why would anyone marry a penniless loser?" One of the top-liked comments came from a couple; in their photo, they were pictured holding hands—fingers tightly intertwined—with the girl sporting a massive diamond ring. The accompanying caption read: "A man who truly loves you would never bear to let you suffer." I felt a pang of envy. Given the choice, who wouldn't want a glamorous life? As I was about to close the app, I accidentally tapped on the couple's photo, enlarging it. In the background, previously too blurry to make out, was a face I recognized. It looked exactly like my husband, Derek Sterling. I froze, and almost against my will, I tapped into the account's profile. Post after post of lavish photos of them together flooded my screen. And then I saw him clearly. The scar above his brow, the one he got when a shelf fell on him while protecting me, was still plainly visible. It was my husband. It was Derek.