What Does “Margin” Mean In Finance, And How Is It Used To Measure Profitability?

I am born lucky. One can say I'm a money magnet. I'd even win a car when buying a can of soda. The company relies on the numbers I pick to win bids. We go from the brink of bankruptcy to the third-largest company in the city. Then, during a business trip, I casually buy a lottery ticket and win 3,000 dollars. The newly hired finance manager, Owen Pearson, immediately demands that I turn over the entire prize. When I explain that I bought the ticket with my own money, he flies into a rage. "Any profit generated during working hours belongs to the company! Who do you think you are? How dare you refuse to follow company policy? If you win three million dollars after work, that's your business. But if you win three dollars during work hours, that's company property!" I can't be bothered to argue with him, so I call the CEO's fiancée, Macy Sanford. To my surprise, she agrees with him. "He has a point. If the company hadn't paid for your business trip, you wouldn't have had the opportunity to win the lottery in the first place." Owen is even more smug as he orders, "Just hand over the money. The 3,000 dollars will be deducted from your paycheck, and we'll deduct another 30 thousand dollars as a penalty for embezzling company funds. That should teach you a lesson." I tighten my grip on the lottery ticket and say nothing more. One week later, the company participates in the biggest bidding project of the year. Everyone turns to look at me, expecting me to provide the winning numbers. I simply smile and say, "Sorry. I've already resigned. I have no obligation to fill out the bid proposal anymore."

Damian is a well-known player until he meets Haley. Haley captures his eye; however, unlike the rest of his conquests, she doesn’t seem to be the least bit interested. It throws him off. However, it also makes it more exciting. Haley becomes his mark. He’s willing to do anything and everything to spend one night with her, even if that means putting aside his playboy ways. After a recent acquisition, Stone Enterprises is set for the expansion of the century. The only thing delaying the expansion is Damian Stone, the younger brother of owner Zane Stone. Zane spends most of his time in Europe to begin work on the new company. The only problem is that Damian’s playboy ways are standing in the way of taking over Zane’s role. Stone Enterprises is a prestigious law firm with a strong reputation. This means that Damian must choose between a quick lay and a first-time relationship to keep its reputation. Will he succeed? Or will the company risk being placed in the hands of its enemies? Damian is hell-bent on keeping up his bachelor lifestyle until Zane presents him with the offer of a lifetime. Zane will gift his younger brother the company if he can succeed in dating one girl. Sounds easy? Perhaps not. Zane knows his brother too well and decides to make a few rules that Damian must agree to in order for him to take ownership. Damian must stay in a relationship with the girl for at least seven months. Damian can not see any other girl. That even includes the “quick lay” that Damian has grown accustomed to. Not only that, but Zane also gets to pick the girl as well. ******************************** The Hunted Series: Book 1- The Mark Book 2- Hunter's Revenge Book 3- The Huntress ********************************

After half a month of nonstop overtime, I secured a contract worth over ten million, pulling the company back from the brink of collapse. My boss, Richard Gray, was overjoyed. At the celebration party, he called me the pillar of the company and announced that he would reward me with a bonus. However, when the end of the month came, and I opened my payslip, I froze. Negative 250 dollars. A negative commission? I actually owed the company 250 dollars? I immediately called the finance department, asking if there was a mistake on my payslip. They replied, "No mistake. This is the cost calculation formula that Mr. Gray personally instructed us to use. He said you'd understand once you saw it." I went straight to Richard for an explanation. He laughed. "The contract that you signed, after factoring in the concessions, upfront resources, and hidden expenses, left the company with a net loss of 150 thousand. Since the loss was due to your personal decisions, you're responsible for five percent. That totals to 7500. "Considering how hard you worked, we deducted it from your base salary first. But your salary wasn't enough, so you still owe the company 250. Don't worry. The company treats its employees well. We'll write that off." Soon after, he awarded 100 thousand dollars to the newly arrived intern. I watched the newcomer, probably connected to Richard, cheerfully treat the entire company to dinner with her bonus, and something inside me just snapped. From that day onward, I did the bare minimum. I clocked in. I clocked out. Nothing more. Later, when a critical project went catastrophically wrong and the company faced a colossal compensation demand, Richard came begging me to fix it. I just smiled and said, "Sorry, Mr. Gray. I've already resigned. If there are any problems, you can ask the intern who got the 100 thousand dollar bonus to handle it."

I happen to come across a popular post regarding a company's finance department on social media. "Seriously, that person in the sales department is such an idiot! All I wanted was to claim reimbursement under her name for the bag I bought, and yet she still refused! "Since she doesn't want me to reimburse my bag, then she can forget about reimbursing everything! This time, I'll teach her a lesson about what happens when she offends a member of the finance department!" There are many bashing comments in the comment section, but the original poster doesn't care at all. She continues adopting a haughty tone. "What am I scared of? The finance department is extremely vital to the company! I refuse to believe that the boss has the courage to offend me, the most important person alive, just to stand up for a sales employee who's easily replaceable!" As I stare at the familiar profile picture belonging to the original poster, I can't help but mentally sneer. She wants to suspend all of my reimbursements, huh? Go ahead, then! This time, I'd like to see what the consequences are for offending a member of the finance department!

The stock remained in the warehouse for two months. The final payment due date arrived, but the company’s finance department was still unwilling to make the payment. I followed up numerous times, and the finance director finally got sick of me. “Our capital is all currently invested in wealth management products. If we liquidate it all, we’d lose four hundred dollars a day! Who then would bear the loss of the company? “Tell them to put it on our tab. We’ll immediately pay it once the investments mature!” I patiently explained that the supplier was not willing to accept any delayed payments. They would only hand us the stock once they received the money. She sized me up for a moment. “Women in sales are basically escorts! Just play coy with the supplier, and they would give you the stock! Why are you pretending to be better than that?” I was stunned. Left without a choice, I mortgaged my new house. The stock was worth four million dollars. I would be able to double the profit once I sold that off.

My father was a senior HR executive. He used KPIs to define my life. "Rank top ten in your grade, and I'll give you a B, with a bonus of 250 dollars. "Place in a state-level competition, and you'll get an A, with a bonus of 500. "If your SAT score hits Ivy-level, I'll give you an S+ and a 5,000-dollar year-end bonus." I studied as if my life depended on it, and in the end, I got the acceptance letter. My father slapped a contract down in front of me instead. "Congratulations on onboarding into the next phase. Starting today, your allowance will be structured as base salary plus performance plus attendance bonus. "Base pay is 250 dollars a month, enough to keep you from starving. "To prepare you for a high-pressure work environment, I’ll conduct random inspections. Fail, and your pay gets docked." When I ran a 104°F fever, he cut my attendance bonus, saying my physical resilience didn't meet standards. When I forgot to submit a weekly report because I was buried in schoolwork, he froze all my money. To stay alive, I went behind his back and sold blood at the hospital. At the end of the semester, I held my transcript and scholarship certificate, thinking I had finally earned the highest rating. But my father looked at me without a trace of warmth. "Your S+ bonus has been reallocated. The company decided to invest it in your brother, Harry. He has more potential." I looked at the 100-dollar "consolation prize" he handed me and laughed. So in his company, I didn't even qualify as an "outstanding employee."