Can I Read 'How We Got Out Of Bad Debt!' Online For Free?

My husband, Julian Harlow, has died, leaving behind a five-million-dollar debt. I decide to inherit his debt right away. However, my best friend, Evangeline Frost, goes crazy from worry because of my decision. In my previous life, Evangeline had advised me to not inherit Julian's debt because he didn't have any assets. So, I signed the agreement to give up on inheriting his assets and declare that I had nothing to do with Julian in order to escape from the debt. But the debtors kept haunting me. They even kidnapped my son, Shawn Harlow, just to force me to pay the debt. The debtors were extremely violent and ruthless. On top of that, they kept using Shawn's safety as leverage over me. Every time they forced me to pay the debt, I felt as though I was being tormented slowly yet painfully. In just 24 hours, I asked all of my relatives for help, but I was only able to gather 100 thousand dollars. In the end, Shawn never escaped from his fate. I was sold to Northreach by the cruel debtors in order for the debt to be cleared. But that was when Evangeline claimed that her own son had finally returned to his roots, thus successfully inheriting the assets of a billionaire. I finally found out that said billionaire was actually my dead husband when I watched the news on the TV. Only then did realization dawn on me. Julian was pretending to be poor this whole time. It turned out that Evangeline's son was actually his illegitimate child. The assets that I had given up all went to Evangeline and her son in the end. Filled with resentment, I tried to escape back to the country in order to settle the score with Evangeline, only to die to the electric fence surrounding the slave camp in Northreach. When I open my eyes again, I've returned to the day Evangeline tells me to give up on the assets.

My husband’s company went bankrupt, and his creditors quickly came over to threaten him. Then, of course, they asked me for the money. Milo Cardilo, my husband, was worried that they would hurt me, so he shielded me and said while crying, “Stella, the company owes ten million dollars. Let’s fake a divorce and split our assets. That way, I won’t drag you down with my debts. Trust me, honey. Once this is settled, we can get married again.” His sincerity and selflessness touched me. When the creditors came to drag him out of his company to beat him up again, I stepped forward. “I’m Stella York, and my father is the Don of the Rosa Family. Let my husband go, and I’ll give you the money.” But when I went downstairs to call my estranged father, I heard my husband talk to his creditors. “Don’t believe her. How could she possibly be the Principessa of the Rosa Family? She must be bluffing to stall for time. Make your act more convincing. Puncture all the fake blood bags I have on me! Once she signs the agreement to walk away with nothing, I’ll pay you ten times the acting fee!” My heart went cold. So, when it was time to sign the divorce agreement, I agreed without hesitation. Milo sighed in relief, but what he did not know was that he was going to pay the price for his deceit.

Five years ago, my family died in a car crash. My parents. My adopted sister, Liz. Everyone but me. They left behind grief, an empty house, and a debt so large it swallowed my life. When the collectors came, I turned to the only person I had left—my husband, Adrian. He told me he had cut ties with his own family to marry me and had nothing left. I believed him. For five years, I worked every job I could find, paid every dollar I earned, and told myself love was worth the suffering. When the balance dropped to its final $18,000, I signed up for a paid drug trial at a private clinic. They handed me a waiver, warned me about possible delayed reactions, and promised fast money if I swallowed the experimental dose. I thought it would buy us a new beginning. Instead, I came home early and heard Adrian on the phone. “Let Liz use the card. Evelyn still doesn’t know. She took away Liz’s money five years ago, so she has to earn every dollar back herself.” Then he laughed softly. “One more year, and her punishment is over.” That was how I learned the dead were alive. The debt was fake. My husband had never been poor. And the life I had fought so hard to survive was only a sentence they had given me.

My wife was in a car accident and barely clinging to life, but I calmly stood outside the operating room listening to a sales agent introduce a new apartment to me. The doctor, covered in blood, came up to me. "The patient was impaled by a hard object in her lower body. There are two options. We can remove her uterus immediately, or we can try to preserve the organ, but that will require extremely precise equipment and the cost will be very high. "Please decide quickly. She doesn't have much time." I answered impatiently, "Then remove it. Don't waste the effort." When my mother-in-law heard that, she broke down in front of me, wailing. "Jason, I'm begging you. Use the money to save my daughter. If they remove it, how is she supposed to hold her head up for the rest of her life?" My father-in-law pleaded through tears too. "She's your wife. Can you really bear to watch her lose the chance to be a mother? Aren't you going to think about your own future?" I quickly stepped back and said, "If you want to save her, pay for it yourselves. I don't have any money." "Didn't we give all our money to you two? Take out the four hundred fifty thousand dollars you saved to buy a house and save her first!" My voice shot up instantly. "What? Spend four hundred fifty thousand dollars to save a piece of rotten meat? Are you kidding me?" As I spoke, I tossed my card to the sales agent and paid in full on the spot for the new apartment I had just chosen.

My wife, Alisha West, has always been obsessively frugal. After marrying her, my single guilty pleasure became blowing money on luxury watches—almost like revenge for how absurdly tightfisted she was. By the time our daughter, Elyse Day, turned 7, she had inherited every bit of her mother’s penny-pinching nature. The two of them looked completely out of place in our sprawling mansion. And I loved it. I’d slip into my latest custom-tailored suits and watch them wince at my credit card statements, their expressions twisted in quiet pain. Until one day, lines of floating text suddenly appeared before my eyes. [This spendthrift idiot is still shopping? Doesn’t he know his wife’s company is about to go bankrupt?] [She’s been drained dry supporting this parasite. Her T-shirt collar is practically worn out from washing. Good thing the financially savvy male lead is about to show up and save her.] [Can’t wait for Alisha to file for divorce and kick this useless freeloader out. Let’s see how he survives fighting stray dogs for scraps under a bridge.] I slammed the limited-edition Richard Mille watch onto the table. Alisha, who was crouched on the floor breaking down delivery boxes for recycling, and Elyse, who was helping stomp them flat, both jumped in shock. A chill ran through me. I lunged forward, snatched the battered cardboard box from Elyse’s hands, and held it tightly against my chest. "No… no more buying. I’m returning this watch. "And these boxes… don’t sell them. I think we might need them someday… to lay out under a bridge when we’re sleeping outside…"

The day after my parents finally find me and bring me home—18 years after my abduction—they announce their bankruptcy and plunge into massive debt. Over the next two years, I'm forced to drop out of school and work three jobs a day to pay off the family debts. I even lose hearing in one ear after a brutal beating from a debt collector. Through it all, Mom and Dad hold me close in the middle of the night, weeping and apologizing for failing me. Foolishly, I believe them. I tell myself that as long as our family is together, I can endure anything. Desperate to hear again, I buy a used hearing aid on a secondhand goods platform for 9.90 dollars. The comments section congratulates me on snagging a rare steal. But the seller replies indifferently, "This is something my housekeeper doesn't want anymore. I'm just giving it away as charity." Swallowing my pride, I travel to a massive luxury villa to pick it up. After taking the hearing aid from the young woman, I bow my head in deep gratitude. But as I look up, my gaze catches Mom and Dad in the garden behind her. They were calling out to her, saying, "Stephy, hurry back after meeting with that peasant. And be careful not to get your hands filthy."