Who Said 'I Was Worth Less Than His Debts' In The Book?

Lucinda Jones works in a nightclub to pay off her father's debt. She had no idea he'd be dead before she was old enough to attend college, so she had to learn to take care of herself now that she's alone with no family or close friends to look after her. Tyler Ackerman, one of her regular customers where Lucinda works, offers to pay off the debt in exchange for her hand in marriage. Lucinda agrees and signs a three-year contract with Tyler Ackerman. Meanwhile, Tyler develops feelings for Lucinda and tries his best to get her to fall in love with him too. Will Lucinda fall in love with him or will she leaves when contract ended?

Five years ago, my family died in a car crash. My parents. My adopted sister, Liz. Everyone but me. They left behind grief, an empty house, and a debt so large it swallowed my life. When the collectors came, I turned to the only person I had left—my husband, Adrian. He told me he had cut ties with his own family to marry me and had nothing left. I believed him. For five years, I worked every job I could find, paid every dollar I earned, and told myself love was worth the suffering. When the balance dropped to its final $18,000, I signed up for a paid drug trial at a private clinic. They handed me a waiver, warned me about possible delayed reactions, and promised fast money if I swallowed the experimental dose. I thought it would buy us a new beginning. Instead, I came home early and heard Adrian on the phone. “Let Liz use the card. Evelyn still doesn’t know. She took away Liz’s money five years ago, so she has to earn every dollar back herself.” Then he laughed softly. “One more year, and her punishment is over.” That was how I learned the dead were alive. The debt was fake. My husband had never been poor. And the life I had fought so hard to survive was only a sentence they had given me.

After my family is burdened with a debt of 5,000,000 dollars, I become the only person in the family who can no longer afford to "die". Dad is trampled in the mud by our creditors, protecting what's left of my school tuition fees even if it means breaking his fingers. He roars, "You can hit me, but don't you lay a finger on my daughter!" At that moment, Dad's small, hunched figure becomes a debt that I can never repay in my lifetime. Meanwhile, Mom kneels before the creditors, grovelling in the mud as she begs for a few more days of grace. Burdened by Mom and Dad's love for me, I drop out of school and go to work at a factory to make as much money as I can as quickly as possible to pay back the debt. Ultimately, my landlord kicks me out of my lodging on Christmas Eve. I'm also sporting a high fever in the snow, but my wages from the factory are still unpaid. I call Mom and beg her to transfer just 50 dollars to help me out. However, she doesn't sound concerned or anxious on the other end of the line and utters in disgust, "Haven't you gotten your wages already, Carolyn Swanson? "How dare you lie to us? Who taught you that? If you can't afford to buy the meds for your so-called fever, then you might as well just die!" Then, she hangs up on me cruelly. I grip my phone in my hands, watching the snow falling from the sky. My hands feel even colder than the icy ground at this point.

My husband, Julian Harlow, has died, leaving behind a five-million-dollar debt. I decide to inherit his debt right away. However, my best friend, Evangeline Frost, goes crazy from worry because of my decision. In my previous life, Evangeline had advised me to not inherit Julian's debt because he didn't have any assets. So, I signed the agreement to give up on inheriting his assets and declare that I had nothing to do with Julian in order to escape from the debt. But the debtors kept haunting me. They even kidnapped my son, Shawn Harlow, just to force me to pay the debt. The debtors were extremely violent and ruthless. On top of that, they kept using Shawn's safety as leverage over me. Every time they forced me to pay the debt, I felt as though I was being tormented slowly yet painfully. In just 24 hours, I asked all of my relatives for help, but I was only able to gather 100 thousand dollars. In the end, Shawn never escaped from his fate. I was sold to Northreach by the cruel debtors in order for the debt to be cleared. But that was when Evangeline claimed that her own son had finally returned to his roots, thus successfully inheriting the assets of a billionaire. I finally found out that said billionaire was actually my dead husband when I watched the news on the TV. Only then did realization dawn on me. Julian was pretending to be poor this whole time. It turned out that Evangeline's son was actually his illegitimate child. The assets that I had given up all went to Evangeline and her son in the end. Filled with resentment, I tried to escape back to the country in order to settle the score with Evangeline, only to die to the electric fence surrounding the slave camp in Northreach. When I open my eyes again, I've returned to the day Evangeline tells me to give up on the assets.

I'd upset my fiancé again, the men I'd grown up beside. All because I wanted to borrow thirty million from him to buy back a ruby brooch. Adrian was heir to the Vampire Prince. To him, the money was nothing. But in front of every servant in the house, his face went cold. "Elena. Don't be greedy." Disdain filled his eyes. "Yes, your mother died saving me fifteen years ago, yet I agreed to marry you." "You're only human. Don't presume on that." My throat closed. I'd been about to explain that the brooch was the only thing I had left of my mother. But Adrian had already looked away, impatient. "Whatever it is, it can wait until I'm back. Stop making a scene." I ran my thumb over the few thin bills in my pocket and lowered my head. A whole year of quiet work for the manor's servants, and that was all I'd saved. I was still wiping my eyes when I got back to my room, and my father called again. "Elena, have you decided? This is for your own good. No matter how long you wait, young Master Adrian will never marry you." "Why don’t you take your stepsister's place. Marry into the North instead. You'll have an easier life." This time, I didn't argue. "Fine. I'll do it." "But I want thirty million in return."

“Raise your head and look at me. Accept my offer—sell yourself to me. You’ll be my puppet, my toy, my obsession. In return, I’ll wipe out the debt your foolish boyfriend owes me. But if you refuse... you’ll face the consequences.” His voice was cold and blunt, his grip tightening around my jaw as he stared deep into my eyes, sending a chilling shiver of fear down my spine. ***** He was her pain, A monster ready to devour her. She was the prey he played with, the obsession he refused to release. She was his beauty. He was her beast. An addiction so fierce he could tear the world apart just to have her. In the blink of an eye, Clara’s life crumbled. Betrayed by the one she loved, left behind by a boyfriend who took a loan from a mafia boss and vanished. Now, she was the payment. Alone, abandoned, and with no family to rescue her, Clara was caged—trapped under the control of a ruthless man who demanded total submission. Every command, every look, every touch was a reminder of her nightmare. She prayed to wake up. But it wasn’t a dream. It was her reality.