Trusts For Dummies

I gave my full support when my father decided to set aside $2.1 billion in trust funds for his three illegitimate kids. Things had been very different in my previous life. At the time, the company urgently needed capital for a new project, and I had convinced my father to postpone setting up the trusts. I never imagined the three of them would take it as an attempt to seize the family fortune for myself. Furious, they went street racing to vent their anger. The result was a fatal crash. The car was destroyed, and none of them survived. Under my leadership, the company continued to grow at an astonishing pace and eventually secured a place on the Fortune Global 500 list. Yet on the very day I received the title of Young Entrepreneur of the Year, my father got me drunk and ordered my limbs broken. As I lay there screaming in agony, I demanded to know why he was doing this to me. His reply was filled with venom as he crushed my fingers one after another. "If you hadn't been so greedy for the inheritance, Ethan and the others wouldn't have gone out to clear their heads. They never would have died in that crash." In the end, my father beat me to death. When my critically ill mother learned the truth, the shock took her life as well. When I opened my eyes again, I was back on the very day my father decided to establish the trust.

Marry a stranger in thirty days. Stay married for one year. Inherit three billion dollars. Refuse, and lose everything. Elena Castellano is a broke art teacher in a dying Vermont mill town when a letter arrives that changes everything: she's the secret granddaughter of hotel empire matriarch Victoria Ashford. The grandmother she never knew has left her a fortune—with one impossible condition. She must marry Victoria's ruthless CEO grandson, Dominic Ashford, within thirty days. Dominic has spent fifteen years proving he deserves the Ashford legacy. He's built the empire into something even greater, sacrificed everything for the family name, and he's not about to lose it all to some small-town teacher who appeared out of nowhere. But Victoria's will is clear: marry Elena or lose everything. He'll do whatever it takes to secure his inheritance. Even if it means threatening everything Elena loves. Forced into a devil's bargain, Elena and Dominic enter a marriage that's pure warfare. She won't be bought. He won't be beaten. But as they're pulled deeper into the Ashford family's web of secrets and betrayals, the lines between enemy and ally begin to blur. Because Victoria's will wasn't just about money. It was a test. And someone in the family will do anything—including murder—to make sure they both fail. A forced marriage. A billion-dollar inheritance. And one year to survive each other.

When Asher Terrell's family crumbled into bankruptcy, I stood steadfast by his side. We lived in a dank basement, where I toiled through three jobs to help clear their crushing debts. He bounced back and proposed, promising me a true home. Three years into our marriage, I discovered the deed to our house bore the name of his first love. "This is what I owe her," he confessed. Swallowing my pain, I nodded and pushed forward a photo from back when we were crammed in that basement, with a whole table piled high with debt notices. "You've paid your debt to her with our house," I said. "But what about the debt you owe me?"

From the time I was ten until I turned eighteen, my parents made me write 299 IOUs. Every time I needed money, I had to borrow it and pay it back as an adult. Then I got into a car accident. I needed money for surgery but was still short by 3,000. With no other options, I went to my parents for help. But they just gave me cold smiles. “Clara, you’re eighteen now. We have no obligation to give you money anymore. If you need it, write another IOU.” While holding back tears, I wrote my 300th IOU. After my surgery, I saw my adopted sister’s social media post. In the pictures, she was celebrating her 18th birthday on a cruise. She was the center of attention, like a princess. My parents had given her a luxury apartment in the city and a Maserati as birthday gifts. Even my childhood friend was looking at her with love in his eyes. She said they were the ones she loved and thanked them for giving her the best of everything. I looked down at the crumpled IOU in my hand and suddenly laughed. Once I paid off my debt, I would no longer need such a family.

After my wife, Shannon Stewart, suggests that we each support our own parents, I set up a million-dollar retirement fund for my dad. However, when I review this month's household expenses, I notice that every single payment is made for the father of Sean Gardner, her childhood friend. "Sean's family is struggling. Why wouldn't I help them out? It's not like it's a lot of money." Shannon brushes it off. There are 13 separate expenses of around 100 dollars each in a single month. Yet when my dad needs 300 for medical bills, she prints out the receipt and tells me to reimburse the household account. Tired of arguing, I toss the statement aside and head inside. Then my dad's condition suddenly worsens, and he's hospitalized again. I rush to the bank to withdraw money from the retirement fund. "Your father isn't the beneficiary of this fund," the bank employee states coldly. "Are you sure you have the right account?" My mind goes blank. How is that possible? Every cent in that account is my hard-earned cash. The employee impatiently turns the computer monitor toward me. The account name on the screen clearly reads, "James Gardner's Retirement Fund." James is Sean's dad.

Josh Carter, a beguiling wealthy person known for his costly occasions and laid-back manner, is at crossroads. At the point when his dad dies suddenly, he is given a horrendous predicament framed in his dad's will: wed to acquire the Carter family riches, or watch everything deteriorate away. The Carter realm's past weighs intensely on Josh's shoulders, yet the idea of surrendering his unique lone fierce way of life feels like detainment. Josh makes a dangerous arrangement to get away from this unexpected circumstance. He moves toward Amy Wesley, the contemplative and bashful proprietor of a little bookstore in the downtown area, with a fascinating proposition: a contract marriage. Amy, who is lowered under water and fantasies about reestablishing her valued yet monetary striving bookstore, takes Josh's deal. They start their contract marriage, what starts as a ploy changes into considerably more. Josh's unbending facade starts to break, finding scars from a difficult past he's for quite some time tried to neglect. Amy, with secret stores of force, shrewdly directs Josh through the complexities of their bogus marriage. Their lives become weaved surprisingly, and the limits between what's valid and what's only for show get obscured. Amy finds a secret note tending to her, covered in the dusty profundities of the bookstore, similarly as they have faith in the possibility of certifiable love. The note implies a labrynth of foul play and covered thought processes that causes some qualms about Josh's real goals. Amy starts on an excursion to find the purpose for Josh's inspirations, driven by encoded hints from the note, and the plot takes an unexpected bearing. The novel closes with a strained excursion through the city's complex roads, leaving Amy's life in risk, and a dark message implying towards a perilous plot squeezing to swallow them both.