Your Money Or Your Life

"Julia, the money's gone." "What money?" In a sheepish tone, Mom explains, "We used the 68 grand you left with us to help your brother buy a house for his upcoming wedding." At that moment, dread swallows me whole. Just last week, I left my hard-earned savings with my parents to keep it from being discovered by my abusive husband. But now... I choke up, and my voice trembles as I speak. "Mom, that is the only money I have for myself after the divorce!" My father scolds me from the side. "Why are you getting a divorce in the first place?" I shoot back, "You know he has been hitting me. If I don't leave him, he will beat me to death!" Dad slams the table angrily. "All women put up with stuff like that just fine! If your brother can't get married, it will be the end of our lineage. That's the more pressing problem!" I look at them, my blood running cold. "Take that 68 grand as my final payment to you for raising me. We'll cut ties right here and now. In the future, don't ever come to me and ask me to support you when you grow old."

My mom is a woman who takes frugality very, very seriously. When I suffer from a high fever, she feeds me moldy chicken noodle soup. In fact, I can only wear my older sister's hand-me-downs since I was a little girl. After working hard for so long, I finally qualify for the final interview of a top-500 company. I keep telling my mom repeatedly to not cause any trouble for me. Alas, my monitor winks out when I've reached the most critical point of my interview. At the same time, the router has lost access to the internet. I rush out of my room hurriedly, only to see my mom flipping off the main switch in the darkness. "Why did you leave the lights on at night? Imagine how much money you'll have to pay! I've already calculated everything for you. If we turn off the lights, we get to save a few pennies per night!" Thanks to those pennies, I end up losing my job that can guarantee an annual salary of a million dollars. Later on, my older sister, Andrea Fletcher, is diagnosed with a kidney disease. In order to latch onto Andrea's rich husband, Kirk Herrera, my mom forces me to work overtime at a shady factory just to gather enough money for Andrea's medical bills. Even when I'm about to die, my older brother, Anthony Fletcher, and my dad keep blaming me. "You can't even get hired at a proper factory! You really are useless, Alice! Your mom went through all those frugal nonsense just to raise you for nothing!" When I open my eyes again, I've returned to the day I'm about to attend the online interview. I just chuckle coldly as I look at Andrea, who has just found out about her kidney disease and is waiting for me to earn enough money for her kidney transplant. Then, I toss her expensive, specialized medication into the trash can. "What use is there for you to take the medicine, Andrea? What a waste! Mom already stated many times that being frugal is the way of life! "You should drink more water instead. Once your rich husband finds out how good you are at saving money, he'll definitely compliment us for knowing how to balance our finances!"

From the time I could count coins, my parents hammered one lesson home—if a boy did not start saving young, he would never have enough to win himself a wife. They opened a bank account in my name, vowing that money would only ever flow in, never out. And so, every birthday bill and crumpled allowance found a home in that card. I kept funneling every hard-earned paycheck into that same old account even after I moved to the city to chase my own future. At that point, that habit was done more out of reflex than reason. However, I was blindsided by acute kidney failure after years of working myself to the bone. Suddenly, that money was not just savings—it was my lifeline. My dad's voice trembled on the phone. He claimed he had forgotten the password and urged me to just take out an online loan for now. I hauled myself to the bank, my feet still shaky from my dialysis treatment. I clutched my ID, determined to file a loss report and reset the password myself. The teller's words froze me in place. "Sir, this account was emptied six months ago." Panic surged through me. I demanded a full printout of every transaction. The statement of the most recent transfer glared up at me from the paper, stating, "Wedding fund for our precious daughter, Natalia Callahan, plus the down payment for her luxury car."

After Jason Yeo, the richest man in the world, discovers he has a year to live, he liquidates his fortune and produces a series of global actions that he hopes will create change. In his pursuit of peace and truth, Yeo addresses such issues as human traffic, nuclear war, and the poverty that imperils the Third World. When Yeo’s actions begin to rattle global power structures, he becomes the target of Deep 6, an underworld intelligence agency working for the Shadow State, a cabal of the wealthy and powerful, whose members make the big decisions on the planet. Will Deep 6 stop Yeo, or will his year run out first?

Five years ago, my family died in a car crash. My parents. My adopted sister, Liz. Everyone but me. They left behind grief, an empty house, and a debt so large it swallowed my life. When the collectors came, I turned to the only person I had left—my husband, Adrian. He told me he had cut ties with his own family to marry me and had nothing left. I believed him. For five years, I worked every job I could find, paid every dollar I earned, and told myself love was worth the suffering. When the balance dropped to its final $18,000, I signed up for a paid drug trial at a private clinic. They handed me a waiver, warned me about possible delayed reactions, and promised fast money if I swallowed the experimental dose. I thought it would buy us a new beginning. Instead, I came home early and heard Adrian on the phone. “Let Liz use the card. Evelyn still doesn’t know. She took away Liz’s money five years ago, so she has to earn every dollar back herself.” Then he laughed softly. “One more year, and her punishment is over.” That was how I learned the dead were alive. The debt was fake. My husband had never been poor. And the life I had fought so hard to survive was only a sentence they had given me.

After my family is burdened with a debt of 5,000,000 dollars, I become the only person in the family who can no longer afford to "die". Dad is trampled in the mud by our creditors, protecting what's left of my school tuition fees even if it means breaking his fingers. He roars, "You can hit me, but don't you lay a finger on my daughter!" At that moment, Dad's small, hunched figure becomes a debt that I can never repay in my lifetime. Meanwhile, Mom kneels before the creditors, grovelling in the mud as she begs for a few more days of grace. Burdened by Mom and Dad's love for me, I drop out of school and go to work at a factory to make as much money as I can as quickly as possible to pay back the debt. Ultimately, my landlord kicks me out of my lodging on Christmas Eve. I'm also sporting a high fever in the snow, but my wages from the factory are still unpaid. I call Mom and beg her to transfer just 50 dollars to help me out. However, she doesn't sound concerned or anxious on the other end of the line and utters in disgust, "Haven't you gotten your wages already, Carolyn Swanson? "How dare you lie to us? Who taught you that? If you can't afford to buy the meds for your so-called fever, then you might as well just die!" Then, she hangs up on me cruelly. I grip my phone in my hands, watching the snow falling from the sky. My hands feel even colder than the icy ground at this point.