Why Does 'The Causes Of The Panic Of 1893' Argue The Panic Occurred?

Fresh out of college, Clara Stewart asked me to take on a $500,000 mortgage for her. When I refused, she turned around and bought an $800,000 villa in full, for another guy. Holding up the property deed, she told me: "Jayden, the truth is, I'm actually rich. I've been pretending to be poor to test you. Unfortunately, you failed. I'm disappointed in you. Let's break up." I simply smiled and walked away without a second thought. The irony? I'm the son of the richest man in the country. I was pretending to be broke, too. Fast forward four years, we met again at the National Wealth Summit. Clara had just barely made it into the top 50 on the list, clinging to the arm of Henry Brown as they entered. She spotted me in simple clothes with no visible brand, holding a child in one arm and the keys to a Porsche Cayenne in the other. Thinking I was someone's driver, she sneered: "Jayden, you really went all out just to see me again? Let's be real, you're just a driver now, and I'm on the wealth list. We live in completely different worlds. Don't waste your time fantasizing." I did not bother replying. Honestly, I was only there because my billionaire dad insisted. I had finally cleared a day to spend with my son and now I had to waste it on that.

When I was being harassed by the Romano family’s consigliere, my fiancé, Don Luca of the Villani family, was busy kissing and drinking with Gianna at a party. To secure the partnership, I had no choice but to drink the glass the consigliere pressed against my lips. My stomach churned violently, and I could barely breathe. However, Luca never once looked at me. Instead, he focused entirely on picking the lime slices out of Gianna’s drink, coaxing her gently into finishing it. Once the party ended, Gianna casually mentioned she was bored, and Luca immediately made me get out of the car so he could take her bar-hopping afterward. “She’s been helping me manage the accounts lately, so I’m taking her out to relax. “You don’t even like bars, so don’t come along. “And I’m staying with her tonight until she has fun. So we’ll postpone the wedding again, since I can’t make it to the church tomorrow.” Our wedding had already been delayed for eight years. This was the ninety-eighth time Luca had canceled it on his own. I simply nodded. Since he was always too busy, maybe this wedding didn’t need to happen.

My family was supposed to be the richest of the land, yet I had to refund even a cheap delivery. Why? In my previous life, my housekeeper's daughter got her hands on a trading system. Every cent of money I spent would be hers. She started trying to guilt-trip me into donating to all the impoverished students in her school. It was charity anyway, so I signed a check worth 300 grand. The moment I did, that money became part of her savings, and the amount on my check was zero. Everyone called me names, called me a charlatan. Even the boy toy I spent good money on broke up with me. That girl used my money to donate to charities and became the kind and beautiful heiress. She told everyone I was the housekeeper's daughter instead. Furious, I grabbed my black card and started shopping like crazy. I wanted to prove I was the real heiress, but the balance in my account was cleared immediately. That girl then spent 1.2 million right away, like it was one dollar. She scoffed at me. "Don't try to act like you're rich when you're a broke loser. Your mother doesn't make enough as a housekeeper." The Internet decided to hunt me down. I could not handle the stress, and my mind broke. For some reason, my body withered away at a blistering rate. Before my father could save me, I drew my last breath. When I opened my eyes again, I returned to that fateful day. The day the housekeeper's daughter made me donate to the school.

I have always had an almost pathological sense of paranoia. Ever since I was a child, I was convinced that the people around me were out to get me. Back in elementary school, when everyone was lining up for their student ID photos, I flatly refused to have mine taken. I insisted that the district office was going to use my picture for identity theft. The situation escalated so badly that the principal had to personally sit me down and spend half an hour trying to convince me otherwise. Then, there was the fingerprint registration system in middle school. The school required every student to submit their fingerprints to access the campus buildings. I was so terrified that someone would steal my biometric data that I literally rubbed the skin off all ten fingertips to make them unreadable. Even when my fingers were bleeding, I kept shouting that they were trying to steal my identity. I would rather climb over the school fence every day than cooperate. Every relative I had called me crazy. My parents were so fed up that they seriously considered having me admitted to a psychiatric hospital. I did not care. I guarded my privacy with obsessive determination, gritting my teeth and holding my ground all the way up to the eve of the final exams. Then came the day before the exam. That afternoon, our homeroom teacher, Tracy Collins, walked into the classroom carrying a metal lockbox. A warm, motherly smile spread across her face as she set it down on the desk. "Everyone," she said, "to make sure nobody forgets their documents tomorrow, I'd like you to hand over your IDs and exam admission slips for safekeeping tonight." She patted the lockbox reassuringly. "Tomorrow morning, I'll personally return them to each of you outside the testing center. This way, there's absolutely nothing that can go wrong." The class was deeply moved by her thoughtfulness. Some students even looked close to tears as they eagerly pulled out their documents and lined up to hand them over. Everyone except me. My hand clamped down over my pocket so tightly that my knuckles turned white. Cold sweat poured down my back. A sharp alarm bell was ringing in my head. Trying not to attract attention, I fished out a spare flip phone from my bag, ducked beneath my desk, and dialed emergency services. As soon as the call connected, I lowered my voice and spoke into the receiver. "Hello. I'd like to report a crime. My name is Charles. "I believe a teacher at St. Alden High is working with an identity-fraud ring and is planning a large-scale operation tonight involving examination fraud and identity theft."

After the car accident, one of the Johnson sons was dead and the other gravely injured. When my devout, devoted husband woke up in the hospital, he called out, "Dorothy." He claimed that his body then held the soul of his brother, Elias Johnson. I went mad, calling doctors, priests, anyone I could, desperate to bring my husband back. It was not until that night that I overheard his conversation with our son: "Father, you've loved aunt for years. You even kept yourself chaste in your private prayer room, waiting. Now, finally, you can be with her openly." The man in the bed reached out to stroke our son's hair. "If it weren't to stop your mother from destroying her relationship, I wouldn't have married her." I hid in the shadows, still reeling from their words, when I saw what happened after our son left. The husband I had always known, icy, composed, and ascetic to maintain his devout faith for seven years, was then holding his sister-in-law close on that tiny hospital bed, sharing a warmth meant for lovers. The next day, I applied for Jim Johnson's death certificate and burned our marriage certificate. At his grand wedding, I climbed aboard the helicopter sent to fetch me. However, my once-cold husband went mad, chasing after us down several streets, desperate and unhinged.

At the factory, my arm is pulled into a machine. After the surgery, the factory supervisor tells me it's my fault. Because of my arm, the machine has to be shut down for repairs, and every day of downtime will cost them millions. "Someone has to take responsibility for this, Zachary," the supervisor tells me. "It wouldn't make sense to demand millions from you, so just compensate us with 300,000—that's all." Under their threats—and my family's desperate begging—I sign the IOU for 300,000. With one arm gone, I can no longer find a job. All I can do is collect trash to repay the debt. While picking up bottles outside a restaurant one day, I hear the factory supervisor laughing and bragging inside. "Actually, that one-armed guy didn't violate any rules. In fact, the HQ gave three million dollars in compensation. My house and car? All bought with that money," he said. "I mean, who'd ever find out? With that debt hanging over him, he's probably already run off somewhere." Shaken by the news, I stagger onto the street. A truck roars out of nowhere, slamming into me and throwing me 16 feet across the road. When I open my eyes again, I had returned to the day I lost my arm.