Does The Tightwad Gazette III Have Practical Budgeting Advice?

After Isabella is kicked out of her own home by her scheming stepmother and stepsister, she's left feeling lost and betrayed, with even her ex-fiancé turning his back on her. But fate throws her a curveball when she comes across an injured stranger and reluctantly decides to shelter him. Little does Isabella know, this Mr. Vagrant is a big shot in the city. But... this man she saved loved spending money so much that she almost went broke!

A parent in my son's preschool group chat tagged me out of nowhere. "Theo's dad, your son's lunches always look pretty nice. Starting tomorrow, pack one for my daughter too." "I'm not asking for free food. I'll give you ten dollars a day. That adds up. You can make a little extra on the side." I stared at the message, almost laughing from how absurd it was. My son has severe food sensitivities and a fragile stomach. Every ingredient in his meals is specially sourced, and a single lunch costs far more than five hundred dollars to prepare. And this man thought ten dollars could buy it? I replied with two words: "Not happening." The next day, my son came home crying. His lunch had been taken by another child, and the teacher had scolded him for being selfish. Fine. Since they wanted to push this far, I would show them exactly how far I could go.

My mother-in-law is extremely frugal. She reuses paper others have discarded, carefully saving the unmarked portions. She even takes the black waste oil from the kitchen range hood and uses it to cook our meals. She says, "Frugality is a virtue—it brings blessings!" I try tirelessly to convince her otherwise, throwing out all her filthy items to protect my family's health. But while she praises me to my face, behind my back, she uses my baby's food scissors to clip her grimy toenails. My child eventually dies of a lung infection, leaving me heartbroken. My mother-in-law, however, points her finger at me, saying I'm unlucky and that I've brought misfortune to their family. Even my husband blames me. In the end, they use a knitting needle to pierce my throat and stab me to death. When I open my eyes again, I find myself back on the day I first see her picking up dirty paper. The first thing I do is hide all the high-quality tissue paper I had stocked up on before my pregnancy, pretending I knew nothing. She calls these blessings, right? Fine. The blessings of this miserly frugality—she can reap them all herself!

I was the stingiest rich wife in the city’s high society. I did not spend money on beauty treatments or travel. In fact, I did not even own a single decent outfit or a handbag. Everyone laughed at me. They said I had the fortune of a wealthy family but not the luck to enjoy it. However, what they did not know was that behind closed doors, Arvid Hans, who was famous for his lavish spending, was a hundred times stingier than I was. He piled on gold and jewels to keep up appearances in public. However, with me, he was a miser, refusing to spend a single extra penny. We split every expense down to the last penny. Every meal and every prescription required a receipt and an entry in the ledger. He said this was to help me develop a business mindset. He said that fairness and caution were the keys to a lasting relationship. While other wives were decked out in expensive jewelry, I was dressed simply. He said I was naturally beautiful and did not need such trinkets to enhance my looks. Even our housekeeper was hoarding gold for investment. Yet he kept me from touching a single penny, citing the Hans family’s tradition of being frugal. For three years of marriage, I lived like a devout nun, strictly adhering to the “rules of frugality” he had tailored for me. It was not until Christmas Eve, when I returned a day early from visiting my parents, that I discovered someone else had been living the life of luxury meant for me.

My mom wants me to report every single detail in my life to her every day. I only get to receive my allowance once I do so. One phone call is equivalent to me receiving one cent. "My dear daughter, I love you so much, you know. Just let me know whatever you're doing every day. Only then can I relax." I don't have the heart to let my mom down, so every day I put all of my effort into coming up with something. That way, I can only gather enough money to buy the cheapest food in the cafeteria. But the food isn't enough to sustain me, leaving me hungry every day. Finally, I break down emotionally. That is, until I receive an allowance from my dad, who's supposed to be dead for many years…

My mom decides to implement an income-based rationing system. Everything at home is delegated to everyone based on their income. At a holiday dinner, I decide to grab myself an extra helping of pasta. As soon as I fill up my plate, my mom snatches it from my hands. "Hold on. Just look at the spread on the table. The sea bass is already worth 180 dollars. The scallops are worth 200, whereas the lobster goes for 300 dollars. "You only earn 3,000 dollars per month. If you want a second serving, you must pay up first. I'll charge you based on the family rate. It'll be three dollars, thank you very much." My mom sticks out three fingers while smiling at me.