How Long Does It Take To Process An NSSF Loan?

On Valentine's Day, my husband, Jason Smith, gets sent to the hospital after getting into a car crash. He's not alone—his naked adopted sister, Susan Lane, is sent there as well. The police officer explains to me, "Your boyfriend got distracted when he was driving, resulting in him crashing into a car that was in the opposite lane." After that, I retrieve the items that have survived the crash. They consist of a diamond ring, a pair of stockings, a pack of condoms, and an agreement. "I, Jason Smith, promise that I will never see Susan Lane ever again!" Three days later, Jason gets discharged from the hospital. He shows up in front of me with a bouquet. "Happy Valentine's Day, honey! Susan thinks these flowers are rather fresh, and that it's a waste to throw them away. I remember you loving flowers the most. You should get them placed in a vase. Don't let them go to waste." I just shake my head as I stare at the bouquet. The flowers are as rotten as my five-year marriage. That's why it's time to throw everything into the bin once and for all.

His smoldering golden gaze struck sparks from hers. “I wanted you the first time I saw you nearly three years ago. Now I want you even more.” “Me too... I've been waiting for this for so long… Three years might seem an eternity sometimes. Touch me, Diego. Please,” she mumbled shakily. “I will, 'cariño'… And I won’t stop. Not until you beg me to.” "Then... Don’t you ever stop…” she whispered urgently, shifting her hips in a restive movement against the sheet, wildly, wickedly conscious of the growing ache at the very heart of her. “Never…” "Is this a promise?" "A certainty." For sexy, mysterious Mexican aristocrat Diego Francisco Martinez del Río, Duque de Altamira, Jacqueline Maxwell was a gypsy, a weirdo living in awful conditions. And she was raising his orphaned baby niece in… a trailer! So unacceptable! Since she wasn’t giving up on little Azura, and his niece was very fond of her aunt, Diego offered to marry Jacqueline and raise the little girl together. Yes, she was poor but she was a real beauty, and with a little help, Jacqueline might become a perfect wife for a Duque. Graceful, beautiful... delightful, even. Jacqueline Maxwell knew Diego and his kind all too well. He was as stunning and charming as the devil himself, but twice as ruthless and heartless. He was just a playboy interested in one thing and one thing only. And it had nothing to do with little Azura. Still, accepting his proposal of a marriage of convenience might be the end to all her worries regarding the little girl left in her care by Alyssa, her sister...

On the day I go to the car dealership to pick up my car, I'm told that the previous salesperson has resigned, so a different salesperson will attend to me. Yet the first thing the salesperson does is say that I paid too little for the car and demand that I pay more to make up the difference. "The other salesperson is truly an idiot. How could he sell a car for 300 thousand dollars in cash? It's no wonder he got chewed out and quit. If you want to take the car, you'll have to switch to a five-year loan with an interest rate of 12%." I'm rendered speechless as he blatantly tries to extort me. "I've already paid and signed the sales contract. You're breaching the contract!" The salesperson scoffs. "So what? The car is with us anyway. If you're not going to pay the difference, don't even think of taking the car with you!" I can't help but chuckle. I calmly pull my phone out of my suit pocket. "Walter, place Mr. Paul Roland's loan application on hold for now. He's earning big bucks for his business. It seems like he doesn't need it anymore."

The day my scholarship came through, I was about to send the money to my grandfather in the hospital. Then I suddenly heard a voice. [The Transfer System says that as long as someone eats or drinks something I give them, I can move their money away without anyone noticing.] [Julian just got his scholarship. He'll make the perfect test subject.] [If the transfer works, I can use the money to buy those sneakers I've been wanting.] That voice clearly belonged to my roommate, Caleb Foster. Puzzled, I was just about to turn around to confirm it when a bottle of water was set on my desk. Caleb smiled warmly and said, "Julian, thanks for picking up my package yesterday. Here, have some water." A second later, his delighted inner voice rang out again. [Drink it. Drink it. Once you drink this water, your money will be mine!] Seeing the expectation and greed he couldn't hide in his eyes, fury rose from the bottom of my heart. He knew full well that scholarship was my grandfather's life-saving money. I took the bottle with a blank expression. He wanted to transfer my money away? Then I'd make sure he transferred more than he could handle.

The study-abroad list went up on the department bulletin board. Kevin's name sat at the top of the sponsored students column. Mine was stuck in the alternate slot. In front of the whole class, he waved it off like it was nothing. "I'm not going. Can't even afford it." The spot slid down to me. "Congrats, Nathan! You snagged the last public-funded spot!" Classmates crowded around to offer their congratulations. My advisor turned to my parents with a clasped-hand gesture. "Professor Reed, Professor Turner—congratulations! You must be so proud of your boy!" I took the acceptance letter, my chest swelling as I looked at three years of blood, sweat, and late nights finally paying off. Then my mom reached over, plucked it right out of my hands, and passed it straight to Kevin. She grabbed my arm, her face all twisted up with regret. "Kevin's the kid we sponsor—his parents can't afford to send him anywhere. This is his one shot to go abroad. You're our flesh and blood. You need to be the bigger person here and let him have it." Kevin clutched the letter, dropped to his knees with a thud, and thanked her. I stared at that letter—the one that decided my future—and thought about every single night I'd pulled all-nighters over the last three years. They handed my future over to someone else. Fine. If that's how they want to play it, then I don't want this family anymore.

I had not asked my mother for money in three months. She thought I had finally learned to be a good, obedient son and, in a rare act of mercy, sent me a message. "I already had Calvin pay the registration fee. Learn to be more sensible from now on. Stop thinking about scamming money from the family. "I know your dad is having a hard time right now, but since you chose to stay with me, you need to be on the same side as me." When she said this, she did not yet know that I had already transferred my in-state residency out. No one believed that I, Miles Hart, who appeared on the surface to be the young master of a wealthy family, had a closet filled entirely with clothes bought before my parents’ divorce. For three full years, there was not a single new piece of clothing. Every dollar I spent privately had to be submitted through an internal approval system, with a written application and justification. Even fees for school activities required screenshots of official notices and formal quotations. All expenses had to pass the review of my stepfather, Calvin Pierce. Just because my mother constantly suspected I was siding with my father and was afraid I would secretly funnel money to him. A month ago, I needed $500 for a math competition registration fee. Calvin rejected the request again and again. "There isn't enough justification. "Why do you have to participate in this competition? "Wait until the end of the month for unified approval." By the time approval finally came through, the registration window had already closed. Mom did not know that I had endured these three years for only one reason: an in-state residency, which would make college admissions easier. Now, I was officially recommended for admission to a top university. This family was no longer a place I needed to stay in.