Nssf Loan

The stock remained in the warehouse for two months. The final payment due date arrived, but the company’s finance department was still unwilling to make the payment. I followed up numerous times, and the finance director finally got sick of me. “Our capital is all currently invested in wealth management products. If we liquidate it all, we’d lose four hundred dollars a day! Who then would bear the loss of the company? “Tell them to put it on our tab. We’ll immediately pay it once the investments mature!” I patiently explained that the supplier was not willing to accept any delayed payments. They would only hand us the stock once they received the money. She sized me up for a moment. “Women in sales are basically escorts! Just play coy with the supplier, and they would give you the stock! Why are you pretending to be better than that?” I was stunned. Left without a choice, I mortgaged my new house. The stock was worth four million dollars. I would be able to double the profit once I sold that off.

The day my scholarship came through, I was about to send the money to my grandfather in the hospital. Then I suddenly heard a voice. [The Transfer System says that as long as someone eats or drinks something I give them, I can move their money away without anyone noticing.] [Julian just got his scholarship. He'll make the perfect test subject.] [If the transfer works, I can use the money to buy those sneakers I've been wanting.] That voice clearly belonged to my roommate, Caleb Foster. Puzzled, I was just about to turn around to confirm it when a bottle of water was set on my desk. Caleb smiled warmly and said, "Julian, thanks for picking up my package yesterday. Here, have some water." A second later, his delighted inner voice rang out again. [Drink it. Drink it. Once you drink this water, your money will be mine!] Seeing the expectation and greed he couldn't hide in his eyes, fury rose from the bottom of my heart. He knew full well that scholarship was my grandfather's life-saving money. I took the bottle with a blank expression. He wanted to transfer my money away? Then I'd make sure he transferred more than he could handle.

After my wife, Shannon Stewart, suggests that we each support our own parents, I set up a million-dollar retirement fund for my dad. However, when I review this month's household expenses, I notice that every single payment is made for the father of Sean Gardner, her childhood friend. "Sean's family is struggling. Why wouldn't I help them out? It's not like it's a lot of money." Shannon brushes it off. There are 13 separate expenses of around 100 dollars each in a single month. Yet when my dad needs 300 for medical bills, she prints out the receipt and tells me to reimburse the household account. Tired of arguing, I toss the statement aside and head inside. Then my dad's condition suddenly worsens, and he's hospitalized again. I rush to the bank to withdraw money from the retirement fund. "Your father isn't the beneficiary of this fund," the bank employee states coldly. "Are you sure you have the right account?" My mind goes blank. How is that possible? Every cent in that account is my hard-earned cash. The employee impatiently turns the computer monitor toward me. The account name on the screen clearly reads, "James Gardner's Retirement Fund." James is Sean's dad.

My mother-in-law suffered a sudden brain hemorrhage and was rushed into the ICU. The hospital demanded a $200,000 surgery deposit immediately, so I rushed to the bank to raise my transfer limit. The trainee teller behind the counter took my ID card, swiped it through the reader, then stared at her screen for a long time. "Hello, ma'am. Our system has flagged this transaction as suspicious and potentially linked to elder fraud. Your account has been frozen." "That's impossible! That money is for emergency surgery! My mother is still waiting at the hospital!" The trainee gave me a perfectly rehearsed customer-service smile. "For the safety of your funds, we'll need the account holder to appear in person to unlock the account." I slammed my ID against the bulletproof glass and pointed at the name on it. "Open your eyes and read carefully! I am the account holder! Who else are you waiting for?" The trainee shrank back slightly, looking utterly wronged, then spoke into the microphone in a meek voice. "Ma'am, please control your behavior. The system's risk controls are determined by big data. There's nothing I can do. "If you continue shouting and disrupting financial order, I will have to call the police." Oh, I see. She wanted to play power games using company policy as a weapon? Fine. I was more than willing to play along.

It was almost New Year. I had just withdrawn money from the bank when I noticed that the amount on my passbook didn't match the cash in my hand. I counted carefully—my passbook showed a different figure than the five thousand dollars I was holding. Frustrated, I turned and went back to the counter to find the teller who had handled my transaction. Clutching the receipt, I tried to be polite. "Excuse me, I think there might be a mistake with this transaction." Instantly, she snapped, pointing her finger at my nose. "Don't you know that once you leave the counter, we are not responsible for any discrepancies?" I waved my hands, trying to explain. "No, wait, look again. I clearly withdrew five thousand dollars, but on my passbook, it shows…" She cut me off impatiently. "When you filled out the form, it was all right there. Once you leave the counter, it's not our problem. You signed the form yourself, confirming everything. Are we supposed to correct it every time someone claims a mistake after leaving the bank?" I froze. No wonder she kept repeating that the bank isn't responsible after leaving the counter. She thought I had come back to ask for more money. What I was really trying to explain was simple: I withdrew five thousand, yet my passbook showed that I deposited five thousand.

The study-abroad list went up on the department bulletin board. Kevin's name sat at the top of the sponsored students column. Mine was stuck in the alternate slot. In front of the whole class, he waved it off like it was nothing. "I'm not going. Can't even afford it." The spot slid down to me. "Congrats, Nathan! You snagged the last public-funded spot!" Classmates crowded around to offer their congratulations. My advisor turned to my parents with a clasped-hand gesture. "Professor Reed, Professor Turner—congratulations! You must be so proud of your boy!" I took the acceptance letter, my chest swelling as I looked at three years of blood, sweat, and late nights finally paying off. Then my mom reached over, plucked it right out of my hands, and passed it straight to Kevin. She grabbed my arm, her face all twisted up with regret. "Kevin's the kid we sponsor—his parents can't afford to send him anywhere. This is his one shot to go abroad. You're our flesh and blood. You need to be the bigger person here and let him have it." Kevin clutched the letter, dropped to his knees with a thud, and thanked her. I stared at that letter—the one that decided my future—and thought about every single night I'd pulled all-nighters over the last three years. They handed my future over to someone else. Fine. If that's how they want to play it, then I don't want this family anymore.