Zombie Loan Anime Novels & Stories

Victor and I were nothing more than a pair of sworn enemies married inside the camp. He hated me for handing over my frail sister to the research institute, all so they could extract the antiviral serum from her blood. And I hated him for never seeing anyone but her, even in the apocalypse, when she could barely lift a metal rod. For the ten years of the apocalypse, the words we said to each other most often were, "Die a miserable death." … However, when the zombie horde finally broke through the last line of defense, he chained me to the modified mech truck and went out alone to face it. "Live…" I watched as the tide of corpses swallowed him whole, the crack of breaking bones mixing with the sound of flesh being torn apart. On the edge of death, he pulled out my sister's faded photo and placed it over the one clean spot on his chest. "This life is yours. But if there's a next one, don't go near her again." … That night, when I returned, I blew up the camp. When I opened my eyes again, I went to the zombie king. His razor-sharp claws closed around my throat, and I smiled as I took hold of his hand. "Let's make a deal. Give humans five more years, and I'll willingly be your queen." Last time, he gave his life to save me. This time, I'll be the monster—so they can all get what they want.

Bima is just an introverted, scrawny kid used to living behind a gaming screen and being a constant target for body shaming. But his life takes a drastic turn when he wakes up in a ruined city crawling with zombies. In the midst of the chaos, something even stranger than the apocalypse emerges: the "Single Survival System," which hits him with absurd missions likes maintaining an ideal BMI, getting revenge on his bullies, and landing his first kiss. Every mission isn't just a ridiculous challenge; it’s a matter of life and death. Forced out of his comfort zone, Bima must face his dark past. He crosses paths with Donny, his former bully who is now a zombie, and Kevin, an ex-gym influencer who has transformed into a fanatical cult leader obsessed with the perfect physique and extreme protein intake. Amidst the chaos, Bima meets Lia, a tough convenience store clerk who harbors a deep-seated trauma toward food. Together, they survive nonsensical threats, ranging from zombie food vloggers obsessed with livestreaming death to grotesque mutants lurking underground. But the madness is only the beginning. Bima’s reckless actions catch the attention of a far more dangerous entity: the Master AI Fitness Freak, an artificial intelligence that views humans as inefficient unless they meet extreme nutritional standards. With the help of Riska, an AI with cold, business-like logic that shares a secret connection to Bima’s past, the battle shifts into a clash of ideologies: perfection versus happiness. In a world that worships muscles, protein, and ruthless efficiency, Bima fights back in an unexpected way, using Indomie as a symbol of balance, hope, and humanity.

Indebted since twenty-year-old, Eden struggles between taking care of his wife and child and studying at university. The loan sharks follow him every day and everywhere, putting his family in danger. One day, the CEO of a big company offers him a job as his son's bodyguard. Harvey is careless, has no responsibility and cherishes his social life. But what would happen once he meets his handsome bodyguard? And worse, how could he seduce him when he has a wife and a five-year-old son?

"Who needs love when I can see the future?" After being betrayed by my boyfriend and best friend, I died and then woke up five years into the past, bound to a mysterious system. The quest my System gave me—just two weeks before the zombie apocalypse—was simple: find the most dangerous man in the city and make him my protector. Unfortunately, that man is a psychopath. A mad dog everyone fears... and the only person capable of keeping me alive. With Foresight, a pocket dimension, and memories of the world's end, I intend to rewrite my fate. As long as I survive him first.

Gia Glass. But I'm not made of glass. I've mingled with sharks and wolves all who have the intension of swallowing me whole. I'm drowning in debt and the only solution I have is to marry a ruthless loan shark or become a high class proustite. That's until Bradley Wolfe shows up in my life, he doesn't save me, but I will have to marry him in order to save my estranged father from his own harrowing fate. Bradley is everything I feared he would be, but in the end will he be my saving grace when my world continues to spiral or the thing that pushes me down? Book #2 Sold for Gold & Bells (Lilly's Novella) Emilia or Lilly as her friends call her is meek, predictable and does everything to make everyone else happy. When Rocco a loan shark recognizes her at her best friend's wedding it sparks a passion that should never happen. Lilly finds herself in a web of lies she can't get out of. It gets worse when her boss leaves her thousands of dollars in debt before he flees the country. All that lands her back into Rocco's arms and living a double life to clear the debt. Will good girl finally break free and choose passion and adventure or will the dangers of the new world she's found drive her back to safety?

During a zombie-extermination mission, I end up getting infected with the zombie virus for the sake of protecting my squad. But Emilia Campbell, the team captain as well as my girlfriend, decides to give the only antidote to another team member, who has secretly run away from the squad, only to get infected. Her excuse is that she should avoid being partial. With red-rimmed eyes, she promises me, "Trust me, Zack. I'll definitely find another antidote for you during the three-day incubation period of the virus." I can only nod in response while enduring the scorching pain flaring from my body. On the second day, Emilia actually returns with an antidote. But the second she's about to inject it into my bloodstream, Dustin Nott, a member who has never left the campsite, suddenly frowns. "My head hurts so much, Em… What if I'm already infected with the virus?" Emilia doesn't hesitate to pass the antidote to Dustin in front of everyone else. "Dustin is a part of the team as well. It's my fault as the captain for not taking care of the squad if anything happens to him. "Zack, you're the vice leader as well as my boyfriend. I must be impartial." That's when I notice the smugness crossing Dustin's eyes as well as Emilia's righteous expression. Fury bubbles within me at that moment. She must be impartial, huh? Fine. Emilia will soon understand that the squad would never have survived to this point without me. After all, I'm a perfect evolved specimen—a human being that only has a 0.1% chance of overcoming the zombie virus and evolving into a powerhouse in this apocalypse.

Kiami Lynn, remembers dying in a zombie horde after surviving 8 years of an apocalypse. Remembering how she spent her first life helping family who never truly cared, abandoning the few who genuinely loved her. Her final thoughts are filled with regret and betrayal as she succumbs to the horde, reflecting on how her misplaced loyalty led to her demise. But death is not the end, Kiami awakens ten days before the outbreak in her own past, alive, whole, and confused. She is greeted by the Ultimate Power System, a mysterious interface that grants her a Sanctuary — a space to train, store items, grow food, and prepare for survival. Within the Sanctuary, she is guided by Echo, a cryptic, riddle-speaking spirit who teaches her to cultivate new powers, master her skills, and make strategic choices. Reborn, Kiami is no longer the quiet, people-pleasing girl she once was. She is outspoken, calculating, and insightful, using the knowledge of her past life to anticipate the coming apocalypse. Over the course of ten days, she trains relentlessly, honing her reflexes, combat skills, and strategic thinking. Haunted by visions of her past mistakes, she learns the true cost of misplaced loyalty and the importance of foresight, strategy, and decisive action. Every decision carries risk, but every earned skill and reward brings her closer to becoming a survivor capable of not just enduring the apocalypse — but turning the tide of the human vs. zombie war. As the outbreak draws nearer, Kiami begins to manipulate the real world, testing her powers, setting traps, and preparing to rewrite her fate. With Echo’s riddles guiding her and the Ultimate Power System enhancing her body, mind, and strategy, she is determined that this time, nothing will stop her — no betrayal, no undead horde, no past mistakes.

On Christmas Eve, my uncle, Adam Stewart, took a sip of the expensive wine I bought and pointed at me, laughing. "A child’s nature really shows early. When she was little, she wet the bed. Now that she's all grown up, she's working as a content creator in her parents' store. "She can't compare to my daughter, Erin Stewart, who has a secure job with guaranteed income. Because you're running a small business, your family will starve if you were to come across the smallest hurdle!" All the relatives at the dining table laughed. Erin pretended to play with her phone, but she was grinning. My parents just smiled politely, at a loss for what to do. I looked icily at Uncle Adam. There were still six hours before the ice apocalypse arrived and the global zombie crisis broke out. In my previous life, Uncle Adam, who always looked down on us, pushed my entire family into the zombie horde to seize my parents' supermarket. This time, I would not let him get away with it. I had just grabbed the plate, ready to smash it over Uncle Adam's head, when a crisp notification rang in my mind. "Ding! Rage Points System has been bound. The host can obtain resources by retaliating. The more shameless you are, the stronger you become!" Looking at Uncle Adam's smug face, I laughed. "Yeah, I don't know anything, but I just recalled something. Uncle Adam, you were arrested by the anti-prostitution squad when you went to Los Anglos on a business trip eight years ago, weren't you? Does Aunt Leanne know about this?"

Elena thought her heartbreak ended with the divorce, until her ex-husband, Jason, handed her over to his debtor, Lucien Black, the country's most dangerous loan shark, as temporary repayment for his debt. Her world crumbled, leaving her with no one but herself to depend on. But survival in Lucien’s world came with a price, one that tested her resolve, her heart, and the thin line between hate and desire. Now trapped in a dangerous game of power and passion, Elena must decide: is she his captive… or has she become something far more dangerous

Nicole Liu, a beautiful girl who was looking forward to going on the next werewolf hunt with her parents, was exchanged for a loan from the mafia family. What would she do when she finds out she has another identity? What would be her decision when faced with choosing between her parents and her duties? Roman Salvatore, who became a Mafia head after his family was cast out of the pack, was tasked to become the Alpha of the Blue Moon Pack. What would he do when he finds out his mate is not the one he loves?