Unpayable Debt Novels & Stories

Julian, a recessive Omega, has spent his life surviving abuse. When he overhears his father trying to sell him to repay a debt, he runs away--only to end up having a one night stand with the very man he was fleeing: Enzo Moretti, one of Los Angeles' most feared and unstable Dominant Alphas. One night with Julian awakens a dangerous obsession in Enzo. The Omega's scent quiets the monster inside him, turning lust into obsession. Now trapped in Enzo's violent world, Julian must survive the Alpha who claims his touch is the only thing keeping him sane… even as Enzo threatens to consume every last piece of his freedom and soul. !!!! This book contains mature themes. Viewer's discretion is advised.

On her nineteenth birthday, Elena Thorne is dressed in red—an apparel that was more of a weapon than a dress—and handed over to her greatest enemy. Forced into a political marriage to end a brutal war, she becomes the mate of Adrian Blackwood, a cold and ruthless Alpha with blood on his hands. But Adrian isn’t just her Pack's enemy—he is the man who killed the boy she once loved. Elena's father's ultimate goal was to use her as a spy but Elena became trapped in a dangerous world where power rules and emotions are weaknesses, Elena must fight back to survive a man who sees her as just a debt to be paid. As the truth begins to unravel, Elena realised that Marcus's death… wasn’t what it seemed. Will they be able to overcome their hatred for each other and give in to this bond that pulled at the centre of their core?

Elena(FL) is given away by her family as a payment for their debt and thereafter, sold to the mafia at an auction. She begins her new life as a maid in the grand mansion of the notorious mafia don, Luciano Moretti(ML), and plans to remain invisible. Luciano Moretti is the Don of the Chicago outfit, a man known for his ruthlessness. The first encounter with Elena disrupts Luciano’s carefully constructed life, he finds himself drawn to her innocence and in turn Elena is intrigued by the enigma of a man. Despite their obvious differences, unexpected sparks ignite between them, Elena(FL) discovers that beneath Luciano’s tough exterior, there's a man who could be loved. But as they navigate their feelings, forces in their world threatens to destroy their happiness and keep them apart. Will they succeed? What role will Franco play in her life?

18+ “Please.. I will pay the rest of the money I owed, don’t do—“  He didn’t let me finish, and so abruptly his finger clipped on my hardened-red-abused nipples, so hard that I yelped out as pain reverberated through my being.  And he didn’t flinch. “You dare?” he said flatly. “The likes of you don’t owe me money.” His grip remained merciless, “Your life is mine now. Nothing of worth. Just my property.” I nodded frantically, tears spilling, my body shaking — but he didn’t stop. …. Ruyi signed her husband’s ten million dollars mafia debt to herself without reading the fine print. Ruyi Wynter thought love meant sacrifice. Orphaned young, married at eighteen to the boy who once protected her, she worked herself raw to pay a debt that was never truly hers… until he betrayed her and shattered everything she believed in. He cheated with his co workers, constantly abused her emotionally. Yet she stayed. because leaving meant a miserable lifetime of debt. Until she was captured by Lucien Blackwood, the billionaire mafia lord feared across the world, Ruyi becomes collateral in a war fueled by blood, grief, and obsession.  Lucien doesn’t want her money. He wants repayment far more intense than cash. Cold. Cruel and Unforgiving. Lucien sees her love and devotion to her useless husband as an insult to him, after her very husband played a part in the death of his beloved fiancée.  Ruyi must survive this man who despises her—until loathing blurs into something far more sinful…. her soft moans.  Disclaimer: This book contains dark erotic themes, consensual non-consensual dynamics, emotional manipulation, and explicit adult situations. mature readers only (18+).

Lena Moretti was raised to be obedient. Her family's decades-old blood debt to the Crane dynasty means she's always been a transaction waiting to happen. On the eve of her arranged wedding to Julian Crane, the golden heir of the most powerful family in the country, he reveals his true nature in a brutal act of violence that shatters every illusion she had about her future. She tries to flee. Instead she collides with Ezra Crane, Julian's younger brother, the disowned black sheep who built a shadow empire from nothing and has returned with one purpose: to annihilate his family from the inside. Ezra offers her a devil's bargain. Marry him instead. He'll shield her from Julian. He'll hand her the tools to destroy the people who sold her like property. In return, she plays his devoted wife while he wages a secret war against the Crane dynasty. What starts as a cold alliance of mutual destruction becomes something neither of them can control. His obsession with her isn't strategic. It's visceral, possessive, all-consuming. And her feelings for the man the world calls a monster aren't part of any deal she agreed to. But they're both hiding things. Lena carries information that could accelerate Ezra's revenge. Ezra knew about the blood debt before he ever touched her and married her partly to weaponize it. When these secrets detonate, the fallout is catastrophic. Lena disappears, pregnant with his child, and uncovers a twenty-year-old secret her mother took to the grave, a truth that reframes the entire war between the Moretti and Crane families. She returns not as anyone's wife, weapon, or pawn. She returns as the woman who holds the only truth that matters. And every powerful person in both dynasties will kneel before she's done.

*** “Get back here Bella. Do not even try because you can't get away from me, and do not let me catch you myself.” “I don't want to have anything to do with you," she retorted angrily. “Oh, sweetheart, that is totally on you. Do you know how long I have been invested in you?” “You kidnapped me and brought me here. I don't want to be here and I'm not letting you touch me," her voice was so strong. He loved her challenge: it only made him harder. "Me touching you is definitely happening. You absolutely can't resist it for too long: you can only enjoy it now,” he said in a low, dangerous voice. With that, he quickly ran around the kitchen counter and caught her. “Got you… You can't run away from me Bella; no matter how hard you try I will always find you. “Let me go… now,” she shouted. “Not when I'm still breathing baby, you will love every single thing I do to you” he carried her over his shoulder to the bedroom… At a young age, Mirabella Antonio lost everything. Her parents died suddenly in a car crash. They died with a debt tagged to their names. A year later, her older brother, David was murdered in cold blood, trying to keep her safe and pay off the debt their parents owed. And the man at the center of it all was Hunter Groves. Four years later, he saw her again. He wants her. And Hunter doesn’t ask. He only takes. She opposed him in every way possible but he took her in every way possible. He is determined to imprint himself on her body and soul and that he did. Note; Dark romance; Male lead is a totally obsessed psychopath. ***Trigger warnings***

Heiress Jovie Wimberly has a stealing problem. She steals from stores, people, and even her parents. When she's sent to group therapy to get to the root of her issue, she doesn't count on stealing Reno's heart. Reno Valenzuela has a gambling problem. He's lost all his money to casinos, horse races and ridiculous bets. What he doesn't bet on is falling head over heels for Jovie. When Reno's debt catches up with him and Jovie decides to leave her fiance, they head on a cross country trip to save Reno's life. With hitmen and Jovie's fiancé after them, they embark on a crime-filled, life changing journey that might actually change them for the better. Will the hitmen get to Reno? Will Jovie's fiancé bring her back home? Should they have just stayed in group therapy?

He was never meant to be her choice. In a world where marriage can make or break a kingdom, Hera is bound by duty and forced to consent to a union with Alpha Eleazar of Elisora a ruthless, powerful, and mysterious Lycan. There is no warmth in his gaze, no ease in his voice. He looks at her not as a bride, but as an investment he intends to claim. And to Hera, he is nothing more than a sacrifice she is willing to make for her kingdom…. and her pride. But in a world where alliances are carved in blood, betrayals bloom even between siblings, and loyalty is nothing more than a debt to be collected, their union is far more than a vow of submission. Beneath the ceremonies and glittering crowns, the kingdom of Elisora hides truths long buried, secrets thought forgotten, and a past that refuses to stay dead. Because in Eleazar’s world, a bride could be a weapon And Hera may just be the most lethal of them all.

He needed a bride. I was never meant to be the one walking down the aisle. When the Marazona family came to claim a debt, my stepmother offered her precious daughter to the ruthless and dying Vincenzo Marazona. But on the wedding day, she sent me instead. Broken. Replaceable. Unwanted. Vincenzo Marazona made one thing clear the moment his ring touched my finger— this marriage was a business transaction, not a love story. He was cold, cruel, and running out of time. I was only a substitute bride trapped in the empire of a man who did not believe in mercy… or love. But the longer I lived under his roof, the more dangerous he became. Because the dying king who never wanted a wife was beginning to look at me like I was the only thing he had left to lose. And in the Marazona family— love is the deadliest mistake of all.

Tori has one rule: survive. Willing to do whatever it takes to keep her family afloat—even the things she swore she never would do. With a dying mother, a deadbeat father, and a debt that won't stop growing, she has no other choice in the matter. But a video of her surfacing just when she thinks she has found her footing, causes her to start reeling. One night. One mistake. And one very dangerous boy who now holds all the power in the palm of his hands. Dylan. Her college bully. The quarterback who has undoubtedly always needed to make her life hell. Now he wants more. And somehow, he is everywhere she turns. How far will Tori go to protect the people that she actually loves? And what happens when the boy who breaks her is also the one she can not escape?