Unpayable Debt Novels & Stories

The first year after they finally bring me home, the impostor suggests a trip to Golden Island so we can build some brotherly rapport. For safety, my fiancee comes with us. They rack up a massive gambling debt at Golden Island's casino. To get themselves out of trouble, she leaves me behind as a hostage and disappears with him. The casino thugs pin me down, ready to take out their anger on me. I struggle to break free, and that is when I notice the leader's phone lighting up with a number for the island owner. Isn't that the number of the adoptive sister who has adored me for more than a decade?

Elaine Natividad’s life changed when she met Louis Montemayor—a hot and handsome mafia boss. To settle a debt between their families, they were set to marry. Elaine didn’t resist, as the young man seemed to offer her a good future. But suddenly, everything changed. Louis still held on to his first love, and their marriage was just a facade—they needed to pretend to have a child to secure his inheritance. There’s a deeper reason why Elaine is entangled with the mafias. She serves a purpose, and that’s why Louis needs her. Will she choose to stay by his side, or will she uncover the truth about her identity? | Montemayor Trilogy #1 | 

Warning: This collection contains explicit adult content, including intense power dynamics, dominance/submission, dubious consent themes in fantasy context, BDSM elements, age-gap scenarios, breeding kink, group play undertones, and graphic sexual situations. All stories feature consenting adults in fictional scenarios. In this scorching anthology, eight ruthless, ultra-wealthy billionaires each claim total ownership over the woman who enters their world—whether through debt, auction, obsession, or sheer predatory desire. Every novella stands alone, delivering a different flavor of erotic heat while threading the addictive "owned by the billionaire" fantasy throughout. Dive into whichever kink calls to you... or devour them all.

With her family turning their backs on her, Ayra must learn to navigate her new life as the wife of the owner of the Consortium, Lucian Dante Russo. Quite quickly she comes to discover secrets that shatter everything she thought she knew about her family. What she thought was her father’s desperate debt turns out to be the tip of a much darker scheme and she is thrown into a world of violence, power, and betrayal. As rivals close in and secrets lurk around every corner, Isabella realizes that the only way to survive may be to embrace the dangerous man she’s bound to. The shadows of their past cling to them, however, and threaten to consume them whole.

Elara Moonfall, an omega, is publicly rejected by her fated Alpha mate during the Moon Bond Ceremony and sold at dawn to settle her pack’s debt to the Lycan Dominion. Delivered to King Kael Varyn a ruthless ruler bound by ancient law. Elara is claimed without negotiation but kept at a careful distance. Within the Lycan court, Elara becomes the focus of political tests as rival Alphas challenge the King through her. Though not imprisoned, she cannot leave, and as Kael enforces absolute protection over her, an unexpected bond begins to awaken, one that threatens Lycan law, pack hierarchy, and the balance of power. A slow-burn rejected-mate Lycan romance centered on power, betrayal, and fate.

My husband, Don Lorenzo, ran New York's underworld. And he's the one who put me in prison. All because his childhood flame, Cassandra Viti—the Viti family princess—killed my father. I was the first one on the scene. The Feds caught me standing over the body. He faked the evidence. Made sure I took the fall. I spent three years in hell. His apology? A single sentence and an unlimited black card. "I owe Cassandra three wishes. Once you're out, once I've paid my debt to her, you'll be my Donna again."

Under an arranged marriage, Zelena Havens Arivelez and Dylan Romano wed due to the Romano family's debt to the Arivelez family. Zelena was delighted because she had long admired Dylan, but he was not interested in her. Zelena tried to win Dylan's affection, but she struggled because, despite being a womanizer, he was the only woman he refused to give time to. After Zelena's efforts, her courtship and love for Dylan finally bore fruit. However, in the midst of their happiness, Zelena uncovers a shocking truth about the Romano family's plan that could change everything. But is it too late for her to save herself from the consequences of their arranged marriage?

To save her pack, she signed a contract with a monster. Now, he’s deciding whether to protect her—or devour her. Elara Vance’s father gambled away their future, and the only man who can pay the debt is Kaelen Thorne, the "Butcher of the West." The deal is simple: A marriage in name only. No feelings. No touching. Just an alliance to keep the Northern invaders at bay. But the moment the ink dries, the rules change. Kaelen doesn’t want a business partner; his wolf wants a mate. As the lines between a fake marriage and a primal obsession blur, Elara realizes the most dangerous thing in the room isn't the enemies at the gates—it's the man holding the pen.

Eleni Dakis can't seem to catch a break. Her deadbeat father kills himself leaving her in debt, and her mother who hates her, abondons her to the mercy of the sadistic Makris brothers. She flees to New York hoping for a fresh start but it's a case of, from the frying pan into the fire, as she falls into the hands of the Romano family. Niccolo Romano is handsome, ruthless, brutal and deadly and now has his eye on Eleni. As her past threatens her future, will Niccolo be the protector she desperately needs? or her undoing? Trigger Warning: It's a Mafia story so expect some violence, bad language, and assault, but I promise not to overdo it.

In order to strengthen business ties and pay an unfathomable debt, Sharon Gray is forced into an arranged marriage with the ruthless and cruel heir of the Pavilochenki dynasty, Luca. He is vicious as he is powerful, and Sharon has no choice but to agree to the marriage despite loving someone else. However, they meet in the strangest of ways, and what should have been a marriage of convenience slowly begins to change. The Pavilochenki's also have a secret motive to cripple the Grays at all cost. What happens when Luca and Sharon actually fall in love while being forced to make difficult decisions for their families? Would they continue to play the age long game of generational hatred, or is their love stronger, will it prevail? Find out!